403 W 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 403 W 32nd St, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,212 sqft · built 1900
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$56,500 (Oct 2005)
Tax Bill$977 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-01-003-218-012

Property Details

APN / Parcel Number

Primary APN02-01-003-218-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,212 sqft Living Area
1st Floor Area636 sqft
2nd Floor Area576 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1949
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions82 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address403 W 32ND ST
CityLORAIN
StateOH
Zip44055-1125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL S CO 2 50 X 81
Legal SubdivisionLORAIN STONE COS 2ND SUBDIVISION
Legal Tract1
Legal Block218
Legal Lot Number170
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1010
Census Tract23500

Owner

Source: Lorain County records · APN 02-01-003-218-012

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 W 32ND ST, LORAIN, OH 44055-1125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2005 · Amount on Record
Deed SaleOct 19, 2005 · Amount on Record
Prior SaleOct 19, 2005 · Amount on Record
Deed Document Number0000105021
Last Transfer DateSep 10, 2020
Transfer Doc0000778077
Record UpdatedJun 08, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 10, 2020
Property Address403 W 32ND ST, LORAIN, OH 44055-1125
Document Number0000778077
Instrument DateSep 09, 2020
Instrument778077
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 W 32ND ST LORAIN OH 440551125, LORAIN, OH 44055-1125

Mortgage

Document Number778078
DateSep 10, 2020
Instrument778078
Lender
NameLENDUS LLC
AddressALAMO, CA 94507
Agreement
AmountAmount Recorded
Term360 Months
DueSep 09, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$977.00$24,340 (+0.03%) Land $5,880 Building $18,460$69,520 (-) Land $16,790 Building $52,730
2024$977.00 (-11.26%)$24,333 (+16.74%) Land $5,877 Building $18,456$69,520 (+16.74%) Land $16,790 Building $52,730
2023$1,101.00 (+0.82%)$20,843 (-0.03%) Land $4,487 Building $16,356$59,550 (-) Land $12,820 Building $46,730
2022$1,092.00$20,850 Land $4,490 Building $16,360
2021$59,550 Land $12,820 Building $46,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930235001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1978)
Most Recent ClaimMar 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 680 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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