419 Sam Snead Cir, Oakland, MD 21550 Property Records

Garrett County property record for 419 Sam Snead Cir, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1971
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Oct 2015)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-007912`

Property Details

APN / Parcel Number

Primary APN	`17-007912`
Alternative APN	`007912`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Total Area
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	136 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	007912
Street Address	419 SAM SNEAD CIR
City	OAKLAND
State	MD
Zip	21550-5536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.36 AC LOT 24 SECT I COUNTRY CLUB ACRES
Legal Subdivision	COUNTRY CLUB ACRES
Legal Lot Number	24
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3016
Census Tract	601

Owner

419 Sam Snead Cir is owned and occupied by two individuals who bought it in October 2015.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	419 SAM SNEAD CIR, OAKLAND, MD 21550-5536
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Deed of Trust, Mortgage · ARM CHESSIE FCU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2015 · Amount on File
Deed Sale	Oct 16, 2015 · Amount on File
Prior Sale	May 31, 2002 · Amount on File
Deed Book / Page	1900 / 17
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	419 SAM SNEAD CIR, OAKLAND, MD 21550-5536
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	DEEP CREEK TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020760083
Date	Jun 5, 2018
Book Page	2076/0083

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	10%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	419 SAM SNEAD CIR, OAKLAND, MD 21550-5536
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 SAM SNEAD CIR, OAKLAND, MD 21550-5536

Mortgage

Document Number	0023750093
Date	Nov 30, 2021
Book Page	2375/93

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 419 Sam Snead Cir was $2,788 with a homeowner's exemption.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 Homeowner's exemption	$193,167	$203,300 Land $24,000 Building $179,300
2023	$2,652.00 Homeowner's exemption	$165,233	$188,100 Land $24,000 Building $164,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Sam Snead Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Sam Snead Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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