418 Sam Snead Cir, Oakland, MD 21550 Property Records

Garrett County property record for 418 Sam Snead Cir, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,111 sqft · built 1969
Lot Size	0.309 acres (13,503 sqft)
Owner	Individual Name on File
Last Sale	$433,500 (Nov 2023)
Tax Bill	$2,812 (2023)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-005839`

Property Details

APN / Parcel Number

Primary APN	`17-005839`
Alternative APN	`005839`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,111 sqft Total Area
1st Floor Area	2,111 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.309 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005839
Street Address	418 SAM SNEAD CIR
City	OAKLAND
State	MD
Zip	21550-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.31 AC LOT 11 SECT I COUNTRY CLUB ACRES
Legal Subdivision	COUNTRY CLUB ACRES
Legal Lot Number	11
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3017
Census Tract	601

Owner

418 Sam Snead Cir is owned and occupied by an individual who bought it in November 2023.

Source: Garrett County records, as of November 17, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	418 SAM SNEAD CIR, OAKLAND, MD 21550-5534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 4, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Oct 4, 2022 · Amount on File
Deed Document Number	0000252239
Deed Book / Page	2522 / 39
Record Updated	Jun 7, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 2, 2023
Property Address	418 SAM SNEAD CIR, OAKLAND, MD 21550-5534
Document Number	0025220039
Book / Page	2522 / 39
Map Reference	CR 1 FILE 3
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	418 SAM SNEAD CIR, OAKLAND, MD 21550-5534

Mortgage

Document Number	0025220045
Date	Nov 2, 2023
Instrument	2522-0045

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 4, 2022
Property Address	418 SAM SNEAD CIR, OAKLAND, MD 21550-5534
Document Number	0024480156
Book / Page	2448 / 156
Map Reference	DR 1 FILE 3
Instrument Date	Sep 20, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3456 SAND FLAT RD, OAKLAND, MD 21550-6946

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,812.00	$171,500	$195,300 Land $23,700 Building $171,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 418 Sam Snead Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Sam Snead Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Sam Snead Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures