Watauga County property record for 419 Saddle Ln, Deep Gap, NC 28618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1976 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2025) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2859-80-6830-000 |
| Primary APN | 2859-80-6830-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 67,518 sqft (1.55 acres) |
| Patio Area | 458 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 1859849 |
|---|---|
| Street Address | 419 SADDLE LN |
| City | DEEP GAP |
| State | NC |
| Zip | 28618-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HORSE SHOE RIDGE POWDER HORN MOUNTAIN |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | ELK |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 920702 |
Source: Watauga County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 419 SADDLE LN, DEEP GAP, NC 28618-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on Record |
| Deed Sale | Mar 5, 2025 · Amount on Record |
| Prior Sale | Sep 18, 2009 · Amount on Record |
| Deed Document Number | 2025748192 |
| Deed Book / Page | 2421 / 823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Nov 17, 2023 |
| Property Address | 419 SADDLE LN, DEEP GAP, NC 28618-9316 |
| Document Number | 0023610099 |
| Book / Page | 2361 / 99 |
| Map Reference | MB 5 PG 173 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 736364 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3280 TORRENCE BRANCH DR, FORT MILL, SC 29708-9173 |
| Name | Verified Name |
|---|---|
| Address | 1355 WOODRUN CT, ROCK HILL, SC 29732-9160 |
| Document Number | 0000736365 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 736365 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2038 |
Source: Watauga County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 | $216,400 (-) Land $23,800 Building $192,600 | |
| 2024 | $216,400 Land $23,800 Building $192,600 | ||
| 2023 | $216,400 Land $23,800 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POWDER HORN MOUNTAIN private · serves 548 people · EPA ID NC0195122 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
No cell data coverage reported
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