Watauga County property record for 123 Saddle Ln, Deep Gap, NC 28618
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,500 sqft · built 1975 |
| Lot Size | 2.17 acres (94,656 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 2858-89-5840-000 |
| Primary APN | 2858-89-5840-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 94,656 sqft (2.17 acres) |
| Patio Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1724456 |
|---|---|
| Street Address | 123 SADDLE LN |
| City | DEEP GAP |
| State | NC |
| Zip | 28618-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 48,49,52,& 54, PB6 PG45, HORSE-SHOE RIDGE |
| Legal Subdivision | HORSESHOE RIDGE POWDER HORN MOUNTAIN |
| Legal Lot Number | 48-49 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | ELK |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 920702 |
123 Saddle Ln, a single family home, is owned by an individual.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7202 BELLA ROSE, SAN ANTONIO, TX 78256-2122 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $279,900 (+0.5%) Land $28,500 Building $251,400 | |
| 2025 | $278,500 Land $28,500 Building $250,000 | |
| 2024 | $278,500 Land $28,500 Building $250,000 | |
| 2023 | $278,500 Land $28,500 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Saddle Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Saddle Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POWDER HORN MOUNTAIN private · serves 548 people · EPA ID NC0195122 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE only, no 5G reported
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