Montezuma County property record for 419 S Beech St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 952 sqft · built 2009 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Dec 2023) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage May 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R016761 |
| Primary APN | R016761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 952 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,057 sqft (0.162 acres) |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R016761 |
|---|---|
| Street Address | 419 S BEECH ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: CHAMBERLINS ADDITION LOT: 7-8 BLOCK: 67 B347 P158 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 24 |
| Legal Subdivision | CHAMBERLINS ADDITION |
| Legal Block | 67 |
| Legal Lot Number | 7-8 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 969400 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 419 S BEECH ST, CORTEZ, CO 81321-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| May 15, 2020 | Special Warranty Deed, Transfer · Line of Credit REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on Record |
| Deed Sale | Dec 12, 2023 · Amount on Record |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 2023653932 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Dec 12, 2023 |
| Property Address | 419 S BEECH ST, CORTEZ, CO 81321-3827 |
| Document Number | 0000653932 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 653932 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 S BEECH ST # 8, 8, CORTEZ, CO 81321-3827 |
| Investor | Possibly a Property Investor |
| Document Number | 0000653933 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 653933 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | May 15, 2020 |
| Property Address | 419 S BEECH ST, CORTEZ, CO 81321-3827 |
| Document Number | 0000629358 |
| Map Reference | MB 3 PG 36 |
| Instrument Date | May 13, 2020 |
| Instrument | 629358 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 S BEECH ST, CORTEZ, CO 81321-3827 |
| Document Number | 0000629359 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 629359 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (+47.78%) | $23,729 (+50.53%) Land $1,469 Building $22,260 | $298,106 (+50.53%) Land $18,460 Building $279,646 |
| 2024 | $810.00 (+9.91%) | $15,764 (-21.74%) Land $1,937 Building $13,827 | $198,040 (-21.74%) Land $24,339 Building $173,701 |
| 2023 | $737.00 (+11.5%) | $20,142 (+47.24%) Land $2,475 Building $17,667 | $253,040 (+47.24%) Land $31,098 Building $221,942 |
| 2022 | $661.00 | $13,680 Land $1,130 Building $12,550 | $171,861 Land $14,200 Building $157,661 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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