416 S Beech St, Cortez, CO 81321 Property Records

Montezuma County property record for 416 S Beech St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 688 sqft · built 1940
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2021)
Tax Bill	$889 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009835`

Property Details

APN / Parcel Number

Primary APN	`R009835`
Alternative APN	`561126334007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	688 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal

Location & Zoning

Account Number	R009835
Street Address	416 S BEECH ST
City	CORTEZ
State	CO
Zip	81321-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUBDIVISION: CHAMBERLINS ADDITION LOT: 19-20 BLOCK: 66 B382 P337 B707 P302
Legal Subdivision	CHAMBERLINS ADDITION
Legal Block	66
Legal Lot Number	19-20
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2020
Census Tract	969400

Owner

416 S Beech St is owned by an individual who acquired it in January 2025.

Source: Montezuma County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	42 SHADOW DR, DURANGO, CO 81301-9241
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	2021639893
Last Transfer Date	Jan 3, 2025
Transfer Doc	0000659610
Record Updated	Sep 20, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 10, 2021
Property Address	416 S BEECH ST, CORTEZ, CO 81321-3828
Document Number	639893
Map Reference	MB 3 PG 36
Instrument Date	Sep 10, 2021
Instrument	639893
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S BEECH ST, CORTEZ, CO 81321-3828

Mortgage

Document Number	639894
Date	Sep 10, 2021
Instrument	639894

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 416 S Beech St was $889, up 81.1% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$889.00 (+81.06%)	$17,629 (+84.33%) Land $1,990 Building $15,639	$221,469 (+84.33%) Land $25,000 Building $196,469
2024	$491.00 (+9.84%)	$9,564 (-31.4%) Land $1,048 Building $8,516	$120,151 (-31.4%) Land $13,171 Building $106,980
2023	$447.00 (+39.25%)	$13,942 (+109.56%) Land $1,528 Building $12,414	$175,151 (+109.54%) Land $19,200 Building $155,951
2022	$321.00	$6,653 Land $1,552 Building $5,101	$83,587 Land $19,500 Building $64,087

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 416 S Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 S Beech St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.