419 River Rd, Benton (Waterville), ME 04901 Property Records

Kennebec County and Benton Town property record for 419 River Rd, Benton, ME 04901

Property Summary

Property Type	Single Family Home
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Sep 2021)
Tax Bill	$2,693 (2025)
Deeds & Mortgages	Aug 2026 Second Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BNTN M:05 L:43-01`

Property Details

APN / Parcel Number

Primary APN	`BNTN M:05 L:43-01`
Alternative APNs	`M:05 L:43=01` `1263`

Exterior

Lot Area	104,544 sqft (2.4 acres)

Location & Zoning

Account Number	1263
Street Address	419 RIVER RD
City	BENTON
State	ME
Zip	04901-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	43-1
Jurisdiction	BENTON ME
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1006
Census Tract	22000

Owner

Source: Kennebec County and Benton Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	419 RIVER RD, BENTON, ME 04901-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 18, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 20, 2021	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Jul 2, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202127260
Deed Book / Page	14178 / 16
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Recording Date	Aug 5, 2026
Property Address	419 RIVER RD, BENTON, ME 04901-3431
Document Number	0000017428
Book / Page	15814 / 199
Instrument Date	Jul 26, 2026
Instrument	202617428
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 RIVER RD, BENTON, ME 04901-3431

Mortgage

Document Number	0000017428,
Date	Aug 5, 2026
Book Page	15814/199
Instrument	202617428

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	419 RIVER RD, BENTON, ME 04901-3431
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024007435
Date	Apr 18, 2024
Book Page	15027/81
Instrument	2024007435

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON ME
Recording Date	Sep 20, 2021
Property Address	419 RIVER RD, BENTON, ME 04901-3431
Document Number	2021027260
Book / Page	14178 / 16
Instrument Date	Sep 17, 2021
Instrument	2021027260
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 SUMMIT ST, FAIRFIELD, ME 04937-1212

Mortgage

Document Number	2021027261
Date	Sep 20, 2021
Instrument	2021027261

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON ME
Recording Date	Jul 2, 2019
Property Address	419 RIVER RD, BENTON, ME 04901-3431
Document Number	2019013392
Book / Page	13256 / 210
Instrument Date	Jun 28, 2019
Instrument	2019013392
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 RIVER RD, CLINTON, ME 04927-3810

Mortgage

Document Number	2019013393
Date	Jul 2, 2019
Instrument	2019013393

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Benton Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Benton Town
Unified School District	School Administrative District 49 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,693.00 (-3.44%)	$192,370 (-) Land $34,750 Building $157,620
2024	$2,789.00 (+12.37%)	$192,370 (-) Land $34,750 Building $157,620
2023	$2,482.00 (-0.76%)	$192,370 (-) Land $34,750 Building $157,620
2022	$2,501.00	$192,370 Land $34,750 Building $157,620

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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