408 River Rd, Benton (Waterville), ME 04901 Property Records

Kennebec County and Benton Town property record for 408 River Rd, Benton, ME 04901

Property Summary

Property Type	Single Family Home
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BNTN M:05 L:44-01`

Property Details

APN / Parcel Number

Primary APN	`BNTN M:05 L:44-01`
Alternative APNs	`M:05 L:44=01` `978`

Exterior

Lot Area	68,389 sqft (1.57 acres)

Location & Zoning

Account Number	978
Street Address	408 RIVER RD
City	BENTON
State	ME
Zip	04901-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	44-1
Jurisdiction	BENTON ME
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1012
Census Tract	22000

Owner

408 River Rd is owned and occupied by two individuals who acquired it in September 2021.

Source: Kennebec County and Benton Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 RIVER RD, BENTON, ME 04901-3442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage GARDINER FCU
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Sep 9, 2021	Warranty Deed, Transfer
Aug 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW DIMENSIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021
Deed Sale	Sep 9, 2021
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	202126249
Deed Book / Page	14164 / 179
Transfer Doc	0000017741
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	408 RIVER RD, BENTON, ME 04901-3442
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018007981
Date	Apr 30, 2018
Book Page	12893/0220
Instrument	2018007981

Lender

Name	GARDINER FCU

Agreement

Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON ME
Property Address	408 RIVER RD, BENTON, ME 04901-3442
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022003765
Date	Feb 15, 2022
Book Page	14356/29
Instrument	2022003765

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON ME
Recording Date	Sep 9, 2021
Property Address	408 RIVER RD, BENTON, ME 04901-3442
Document Number	2021026249
Book / Page	14164 / 179
Instrument Date	Sep 8, 2021
Instrument	2021026249
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21511 SKINNER RIDGE LN, RICHMOND, TX 77406-8610

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON ME
Recording Date	Aug 21, 2019
Property Address	408 RIVER RD, BENTON, ME 04901-3442
Document Number	2019018609
Book / Page	13307 / 243
Instrument Date	Aug 16, 2019
Instrument	2019018609
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 GERALD TER, FAIRFIELD, ME 04937-1520

Mortgage

Document Number	2019018610
Date	Aug 21, 2019
Instrument	2019018610

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 408 River Rd was $4,374, down 3.4% from the year before.

Source: Kennebec County and Benton Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Benton Town
Unified School District	School Administrative District 49 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,374.00 (-3.44%)	$312,420 (-) Land $37,590 Building $274,830
2024	$4,530.00 (+12.41%)	$312,420 (-) Land $37,590 Building $274,830
2023	$4,030.00 (-0.76%)	$312,420 (-) Land $37,590 Building $274,830
2022	$4,061.00	$312,420 Land $37,590 Building $274,830

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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