Monroe County property record for 419 Richards Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,255 sqft · built 1957 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2026) |
| Tax Bill | $3,625 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00333-053 |
| Primary APN | 55-69-00333-053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 500 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 103 ft deep x 84.7 ft wide |
| Terrain | Rolling |
| Garage Area | 280 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 28 sqft |
| Patio Area | 389 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 419 RICHARDS DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVERSIDE MANOR NO 1 LOT 53 |
| Legal Subdivision | RIVERSIDE MANOR 1 |
| Legal Lot Number | 53 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 831400 |
Source: Monroe County records · APN 55-69-00333-053
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40452 DOUGLAS DR, 102, CANTON, MI 48188-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2024 · Amount on Record |
| Deed Document Number | 202612461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 419 RICHARDS DR, MONROE, MI 48162-3212 |
| Document Number | 0000012461 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202612461 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | LAWYERS TITLE AGENCY, LAWYERS TITLE AGENCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189,375.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000012542, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202612542 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 419 RICHARDS DR, MONROE, MI 48162-3212 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 224 CASS ST, MONROE, MI 48161-2312 |
| Document Number | 0000006286 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024R06286 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | 127 PUBLIC SQ, CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,300 (+9.82%) | $250,600 (+9.82%) | |
| 2025 | $3,625.00 (+29.6%) Homeowner's exemption | $114,100 (+28.52%) Land $114,100 | $228,200 (+28.52%) Land $228,200 |
| 2023 | $2,797.00 Homeowner's exemption | $88,780 | $177,560 |
Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1982–2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 394 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONROE serves 49,467 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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