Monroe County property record for 344 Richards Dr, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 975 sqft · built 1957 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,771 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00333-120 |
| Primary APN | 55-69-00333-120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 975 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 113 ft deep x 61.3 ft wide |
| Terrain | Rolling |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 75 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 344 RICHARDS DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | RIVERSIDE MANOR NO 1 LOT 120 |
| Legal Subdivision | RIVERSIDE MANOR 1 |
| Legal Lot Number | 120 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 831400 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 344 RICHARDS DR, MONROE, MI 48162-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage MONROE COMMUNITY CU |
| Jun 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MONROE COUNTY COMMUNITY CU |
| Oct 1, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2012 |
| Transfer Doc | 201214496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 344 RICHARDS DR, MONROE, MI 48162-3234 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 344 RICHARDS DR, MONROE, MI 48162-3234 |
| Document Number | 0000009314 |
|---|---|
| Date | Jun 19, 2023 |
| Instrument | 2023R09314 |
| Name | MONROE COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | LIVONIA, MI 48152 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 344 RICHARDS DR, MONROE, MI 48162-3234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009454 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 2019R09454 |
| Name | MONROE COUNTY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 3, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 344 RICHARDS DR, MONROE, MI 48162-3234 |
| Document Number | 0000017426 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 465 ARGYLE CRES MILAN MI 481601203, MILAN, MI 48160-1203 |
| Document Number | 0000017426 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 17426 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2049 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,700 (+9.77%) Land $106,700 | $213,400 (+9.77%) Land $213,400 | |
| 2025 | $2,771.00 (+14.17%) Homeowner's exemption | $97,200 (+28.81%) Land $97,200 | $194,400 (+28.81%) Land $194,400 |
| 2023 | $2,427.00 Homeowner's exemption | $75,460 | $150,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1982–2011) |
| Most Recent Claim | Dec 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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