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419 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 419 Ohio Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1995
Square Footage996 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2025)
Tax Bill$3,963.00 (2025)

Property Details

APN / Parcel Number

Primary APN79549
Alternative APN
  • 012630000103710075

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area996 sqft Heated Area
Gross Area1,380 sqft Gross Area
1st Floor Area744 sqft 1st Floor
Stories1 Story
Interior WallsPlaster

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1995
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions144 ft deep x 40 ft wide
Parking Spaces1 Parking Space
Garage TypeCarport
CarportCarport

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area192 sqft Shed
PorchEnclosed Porch
Porch Area312 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79549
Street Address419 OHIO AVE
CitySAINT CLOUD
StateFL
Zip34769-2876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 371 N 40 FT LOT 7 LESS E 6 FT FOR ALLEY 2-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block371
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3019
Census Tract43500

Owner

Source: Osceola County records · APN 79549

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address419 OHIO AVE, SAINT CLOUD, FL 34769-2876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 19, 2022Warranty Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 27, 2018Warranty Deed, Transfer · Conventional with PMI
AMY CUMMINGS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleJan 19, 2022 · Amount on Record
Deed Document Number2025120848
Deed Book / Page6856 / 1973
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2025
Property Address419 OHIO AVE, SAINT CLOUD, FL 34769-2876
Document Number0068561973
Book / Page6856 / 1973
Map ReferenceMB B PG 61
Instrument DateSep 29, 2025
Instrument2025120848
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 12TH ST, SAINT CLOUD, FL 34769-3925

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 OHIO AVE, SAINT CLOUD, FL 34769-2876

Mortgage

Document Number0068561975
DateSep 30, 2025
Instrument6856/1975
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2022
Property Address419 OHIO AVE, SAINT CLOUD, FL 34769-2876
Document Number0061312907
Book / Page6131 / 2907
Map ReferenceMB B PG 61
Instrument DateJan 18, 2022
Instrument2022009798
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6301 LAKE RD, 6301, SAINT CLOUD, FL 34771-9006

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 OHIO AVE, SAINT CLOUD, FL 34769-2876

Mortgage

Document Number0061312909
DateJan 19, 2022
Instrument6131/2909
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2018
Property Address419 OHIO AVE, SAINT CLOUD, FL 34769-2876
Document Number0054550217
Book / Page005455 / 000217
Instrument DateDec 26, 2018
Instrument188058
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6301 LAKE RD ST CLOUD FL 347719006, ST CLOUD, FL 34771-9006

Mortgage

Document Number54550219
DateDec 27, 2018
Book Page005455/000219
Instrument188059
Lender
NameAMY CUMMINGS
Address419 OHIO AVE, ST CLOUD, FL 34769-2876
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueDec 26, 2023
Interest
Rate5.5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,963.00 (+2.01%) Homeowner's exemption$182,085 (+2.9%)$197,800 (+1.54%) Land $46,800 Building $151,000
2024$3,885.00 (+66.38%) Homeowner's exemption$176,954 (+3%)$194,800 (+13.39%) Land $46,800 Building $148,000
2023$2,335.00 (-5.73%) Homeowner's exemption$171,800 (+10.34%) Land $34,000 Building $137,800$171,800 (+10.34%) Land $34,000 Building $137,800
2022$2,477.00$155,700 Land $30,600 Building $125,100$155,700 Land $30,600 Building $125,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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