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411 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 411 Ohio Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,392 sqft Living Area
Lot Size10,497 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$212,000 (2019)
Tax Bill$2,670.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0371-0090
Alternative APNs
  • 263001000103710090
  • 79552

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,392 sqft Living Area
Gross Area2,249 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,497 sqft (0.241 acres)
Depth X Width144 ft x 75 ft Depth x Width
Garage TypeCarport Garage
Garage Area424 sqft Garage
CarportCarport
Carport Area424 sqft Carport
Shed1 Shed
Shed Area200 sqft Shed
Porch Area353 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address411 OHIO AVE
CitySAINT CLOUD
StateFL
Zip34769-2876
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 371 S 75 FT LOT 9 LESS E 6 FT FOR ALLEY 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block371
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3019
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0371-0090

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jan 06, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
FREEDOM MORTGAGE CORP
May 29, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Sep 20, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleSep 20, 2017 · Amount on Record
Deed Doc Number201969224
Deed Book / Page5531 / 2721
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876

Mortgage

Document Number0057870001
DateSep 03, 2020
Book Page5787/1
Instrument2020117224
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876

Mortgage

Document Number0061231393
DateJan 06, 2022
Book Page6123/1393
Instrument2022002974
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2051

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 29, 2019
Property Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876
Document Number0055312721
Book / Page5531 / 2721
Map ReferenceMB B PG 61&62
Instrument DateMay 29, 2019
Instrument2019069224
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,484.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2076 BONISLE CIR, 2076, RIVIERA BEACH, FL 33418-6503

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876

Mortgage

Document Number0055312722
DateMay 29, 2019
Instrument5531/2722
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 20, 2017
Property Address411 OHIO AVE, SAINT CLOUD, FL 34769-2876
Document Number0052101491
Book / Page005210 / 001491
Instrument DateSep 20, 2017
Instrument133316
Transaction TypeTransfer
Record UpdatedOct 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 OHIO AVE ST CLOUD FL 347692876, ST CLOUD, FL 34769-2876

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,767.00 (+3.63%) Homeowner's exemption$197,472 (+5.99%)$295,800 (+11.96%) Land $55,000 Building $240,800
2024$2,670.00 (+2.85%)
2023$2,596.00 (+3.84%) Homeowner's exemption$186,318 (+3%)$264,200 (+16.23%) Land $50,000 Building $214,200
2022$2,500.00 Homeowner's exemption$180,892$227,300 Land $45,000 Building $182,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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