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419 N Main St, Reading, MI 49274 Property Records

Hillsdale County property record for 419 N Main St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,012 sqft
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Last Sale$147,500 (Aug 2022)
Tax Bill$1,876 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-100-001-022

Property Details

APN / Parcel Number

Primary APN20-100-001-022

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,012 sqft Living Area
Gross Area1,688 sqft
1st Floor Area1,688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Exterior MaterialBrick
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions264 ft deep x 132 ft wide
Garage Area912 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address419 N MAIN ST
CityREADING
StateMI
Zip49274-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB1HWYBU
Legal DescriptionLOTS 20 & 21 YOUNGS ADD SEC 23 T7S R4W CITY OF READING
Legal Range04W
Legal Township07S
Legal Section23
Legal SubdivisionYOUNGS ADD
Legal Lot Number20,21
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group5
Census Block5018
Census Tract50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12828 LUTTENTON RD, JONESVILLE, MI 49250-9210
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Warranty Deed, Transfer · FHA Mortgage
AMERISAVE MORTGAGE CORP
Jun 5, 2018Warranty Deed, Transfer
Sep 6, 2017Sheriff's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Prior SaleJun 5, 2018 · Amount on Record
Deed Document Number2022592775
Deed Book / Page1832 / 685
Prior Transfer DateMay 29, 1992
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateAug 9, 2022
Property Address419 N MAIN ST, READING, MI 49274-9613
Document Number001832/685
Book / Page1832 / 685
Map ReferenceLB 63 PG 262&263
Instrument DateAug 2, 2022
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,106.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address419 N MAIN ST, 419, READING, MI 49274-9613

Transferred To (Grantee/Buyer)

NameVerified Name
Address12828 LUTTENTON RD, JONESVILLE, MI 49250-9210

Mortgage

Document Number0018320686
DateAug 9, 2022
Instrument1832-0686
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateJun 5, 2018
Property Address419 N MAIN ST, READING, MI 49274-9613
Document Number1692/0659
Book / Page1692 / 0659
Instrument DateMay 25, 2018
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
Tax$343.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2301 W BIG BEAVER RD, 2301, TROY, MI 48084-3300

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 N MAIN ST, READING, MI 49274-9613

September 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHILLSDALE MI
Recording DateSep 6, 2017
Property Address419 N MAIN ST, READING, MI 49274-9613
Document Number1666/0746
Book / Page1666 / 0746
Instrument DateSep 1, 2017
Transaction TypeForeclosure
Record UpdatedAug 17, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333 E MAIN ST, MIDLAND, MI 48640-6511

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,200 (+32.89%)$120,321 (+32.95%) Land $11,967 Building $108,354
2025$1,876.00 (+237.41%)
2023$45,300$90,500 Land $10,586 Building $79,914
2021$556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
DMCI Broadband
Fiber		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

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