Hillsdale County property record for 411 N Main St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,068 sqft |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2026) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-100-001-021 |
| Primary APN | 20-100-001-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 1,484 sqft |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 297 ft deep x 132 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 N MAIN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1HWYBU |
| Legal Description | LOTS 18 & 19 ALSO A STRIP OF LD LY E OF & ADJ LOTS BEING 8 RD N & S BY 2 RD E & W YOUNGS ADD SEC 23 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 23 |
| Legal Subdivision | YOUNGS ADD |
| Legal Lot Number | 18,19 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 N MAIN ST, READING, MI 49274-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Deed Document Number | 2026622938 |
| Deed Book / Page | 1921 / 72 |
| Prior Transfer Date | Mar 7, 2011 |
| Prior Transfer Doc | 1451/0123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 5, 2026 |
| Property Address | 411 N MAIN ST, READING, MI 49274-9613 |
| Document Number | 0000622938 |
| Book / Page | 1921 / 72 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.622938 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | MIDSTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $99,889.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 N MAIN ST, READING, MI 49274-9613 |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,800 (-1.05%) | $98,902 (-1.28%) Land $12,441 Building $86,461 | |
| 2025 | $1,036.00 (+15.5%) Homeowner's exemption | $57,400 (+31.05%) | $100,187 (+35.45%) Land $12,441 Building $87,746 |
| 2023 | $43,800 | $73,965 Land $11,006 Building $62,959 | |
| 2021 | $897.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| DMCI Broadband Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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