419 Larkin St, Monterey, CA 93940 Property Records

Monterey County property record for 419 Larkin St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,778 sqft · built 1895
Lot Size	0.192 acres (8,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Feb 2018)
Tax Bill	$8,522 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-531-006-000`

Property Details

APN / Parcel Number

Primary APN	`001-531-006-000`
Alternative APN	`001-531-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1908
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,340 sqft (0.192 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-531-006
Street Address	419 LARKIN ST
City	MONTEREY
State	CA
Zip	93940-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVERANCE MAP LOT 16 BLK 56
Legal Subdivision	SEVERANCE
Legal Block	56
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1003
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2505, MONTEREY, CA 93942-2505
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
May 5, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 16, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	20186816
Prior Transfer Date	Jul 31, 2007
Prior Transfer Doc	0000061204
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	419 LARKIN ST, MONTEREY, CA 93940-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019474
Date	May 16, 2019
Instrument	2019019474

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	419 LARKIN ST, MONTEREY, CA 93940-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018238
Date	Apr 27, 2018
Instrument	2018018238

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	419 LARKIN ST, MONTEREY, CA 93940-2607
Document Number	0000022439
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 LARKIN ST MONTEREY CA 939402607, MONTEREY, CA 93940-2607

Mortgage

Document Number	0000022439
Date	May 11, 2020
Instrument	22439

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.47%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 16, 2018
Property Address	419 LARKIN ST, MONTEREY, CA 93940-2607
Document Number	0000006816
Instrument Date	Jan 17, 2018
Instrument	6816
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 2505 MONTEREY CA 939422505, MONTEREY, CA 93942-2505

Mortgage

Document Number	6817
Date	Feb 16, 2018
Instrument	6817

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,344 (+2%) Land $522,260 Building $174,084
2025	$8,522.00 (+12.35%)	$682,691 (+4.04%) Land $512,020 Building $170,671
2023	$7,585.00 (+6.59%)	$656,184 Land $492,139 Building $164,045
2022	$7,116.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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