414 Larkin St, Monterey, CA 93940 Property Records

Monterey County property record for 414 Larkin St, Monterey, CA 93940

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 11 ba · 6,112 sqft · built 1977
Lot Size	0.406 acres (17,690 sqft)
Owner	Company Name on Record
Tax Bill	$24,413 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-393-004-000`

Property Details

APN / Parcel Number

Primary APN	`001-393-004-000`
Alternative APN	`001-393-004`

Interior

Bedrooms	12 Beds
Full Baths	11 Baths
Total Rooms	44 Rooms
Units	5 Units
Stories	3 Stories
Building Area	6,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	17,690 sqft (0.406 acres)
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	001-393-004
Street Address	414 LARKIN ST
City	MONTEREY
State	CA
Zip	93940-2641
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SEVERANCE MAP LOT 17 BLK 57
Legal Subdivision	SEVERANCE
Legal Block	57
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4006
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	444 PEARL ST, D4, MONTEREY, CA 93940-3040
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jan 8, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ARNOLD EARLINE LIVING TR (LT)
Sep 12, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 2, 2018
Transfer Doc	0000000597
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jun 10, 2026
Property Address	414 LARKIN ST, MONTEREY, CA 93940-2641
Document Number	0000019855
Instrument Date	Jun 1, 2026
Instrument	202619855
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000019855,
Date	Jun 10, 2026
Instrument	202619855

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 8, 2018
Property Address	414 LARKIN ST, MONTEREY, CA 93940-2641
Document Number	0000000597
Instrument Date	Jan 2, 2018
Instrument	597
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	444 PEARL ST #D4 MONTEREY CA 939403040, D4, MONTEREY, CA 93940-3040

Mortgage

Document Number	598
Date	Jan 8, 2018
Instrument	598

Lender

Name	ARNOLD EARLINE LIVING TR (LT)
Address	444 PEARL ST # D4, MONTEREY, CA 93940-3040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 12, 2017
Property Address	414 LARKIN ST, MONTEREY, CA 93940-2641
Document Number	0000048974
Instrument Date	Aug 25, 2017
Instrument	48974
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	53 VIA CASTANADA MONTEREY CA 939406073, MONTEREY, CA 93940-6073

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,919,028 (+2%) Land $589,549 Building $1,329,479
2025	$24,413.00 (+8.94%)	$1,881,401 (+4.04%) Land $577,990 Building $1,303,411
2024	$22,409.00 (+9.41%)
2023	$20,481.00 (+1.38%)	$1,808,346 Land $555,547 Building $1,252,799
2022	$20,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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