Ouachita Parish property record for 419 Howard St, Monroe, LA 71201
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 1984 |
| Owner | Individual Name on File |
| Last Sale | $183,500 (May 2023) |
| Tax Bill | $968 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 78820 |
| Primary APN | 78820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Porch | Porch |
| Heating System | Central |
|---|
| Account Number | 247642 |
|---|---|
| Street Address | 419 HOWARD ST |
| City | MONROE |
| State | LA |
| Zip | 71201-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 SQ 2 OLIVERS RESUB LOTS 1 & 2 SQ 5 HARDTIMES PLANTATION |
| Legal Range | 03E |
| Legal Township | 18N |
| Legal Section | 67 |
| Legal Subdivision | OLIVER, R H SR SUB LOTS 1 & 2 BLK 5 |
| Legal Block | 7 |
| Legal Lot Number | 1-2 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | E |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 200 |
419 Howard St is owned and occupied by an individual who bought it in May 2023.
Source: Ouachita Parish records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 419 HOWARD ST, MONROE, LA 71201-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Cash Sale Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Nov 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Sep 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVERLAND FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2023 · Amount on File |
| Deed Sale | May 3, 2023 · Amount on File |
| Prior Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 1874434 |
| Deed Book / Page | 2735 / 490 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | May 3, 2023 |
| Property Address | 419 HOWARD ST, MONROE, LA 71201-2418 |
| Document Number | 002735/490 |
| Book / Page | 2735 / 490 |
| Instrument Date | May 2, 2023 |
| Instrument | 1874434 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 HOWARD ST, MONROE, LA 71201-2418 |
| Document Number | 004246/348 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 4246/348 |
| Instrument | 1874435 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 419 HOWARD ST, MONROE, LA 71201-2418 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4089/188 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 4089/188 |
| Instrument | 1840479 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 419 HOWARD ST, MONROE, LA 71201-2418 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3805/864 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 3805/864 |
| Name | RIVERLAND FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 419 Howard St was $968.
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Municipality | Monroe City |
| Unified School District | Monroe City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $968.00 | $14,505 (-) Land $1,500 Building $13,005 | $145,051 (-) Land $15,000 Building $130,051 |
| 2024 | $968.00 (+3.42%) | $14,505 (+2.85%) Land $1,500 Building $13,005 | $145,051 (+2.85%) Land $15,000 Building $130,051 |
| 2023 | $936.00 (+3.88%) | $14,103 (-) Land $1,200 Building $12,903 | $141,029 (-) Land $12,000 Building $129,029 |
| 2022 | $901.00 | $14,103 Land $1,200 Building $12,903 | $141,029 Land $12,000 Building $129,029 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 419 Howard St in Zone X, an area of moderate flood risk, though there have been 69 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 69 (1978–2016) |
| Claims Outside the SFHA | 20 of 69 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 419 Howard St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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