418 Howard St, Monroe, LA 71201 Property Records

Ouachita Parish property record for 418 Howard St, Monroe, LA 71201

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 1,038 sqft · built 1927
Owner	Individual Name on Record
Last Sale	$85,000 (Jan 2017)
Tax Bill	$288 (2025)
Deeds & Mortgages	Nov 2006 Line of Credit Jan 2017 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`43858`

Property Details

APN / Parcel Number

Primary APN	`43858`
Alternative APN	`258328`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,038 sqft

Exterior

Year Built	Built 1927
Garage Type	Attached
Garage Area	228 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	258328
Street Address	418 HOWARD ST
City	MONROE
State	LA
Zip	71201-2419
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 19 & W 1/2 LOT 18 SQ 1 OLIVERS RESUB LOTS 1 & 2 SQ 5 HARDTIMES PLANTATION
Legal Range	03E
Legal Township	18N
Legal Section	67
Legal Subdivision	OLIVER, R H SR SUB LOTS 1 & 2 BLK 5
Legal Block	1
Legal Lot Number	19
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 HOWARD ST, MONROE, LA 71201-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2006	Deed of Trust, Mortgage · Line of Credit PROGRESSIVE BANK
Jan 3, 2017	Cash Sale Deed, Transfer · Construction Mortgage WILLIAM BRIAN DRAN
May 1, 2012	Cash Sale Deed, Transfer UNKNOWN, MULTIPLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Prior Sale	May 1, 2012 · Amount on Record
Deed Document Number	002493/009
Deed Book / Page	2493 / 009
Record Updated	Jun 8, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	418 HOWARD ST, MONROE, LA 71201-2419
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002512/155
Date	Nov 17, 2006
Book Page	2512/155
Instrument	1473609

Lender

Name	PROGRESSIVE BANK
Address	MONROE, LA 71211

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Jan 3, 2017
Property Address	418 HOWARD ST, MONROE, LA 71201-2419
Document Number	002493/009
Book / Page	2493 / 009
Instrument Date	Dec 29, 2016
Instrument	1719455
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3989 GRASSY CREEK RD, GRASSY CREEK, NC 28631-9155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HOWARD ST, MONROE, LA 71201-2419

Mortgage

Document Number	003526/134
Date	Jan 3, 2017
Book Page	3526/134
Instrument	1719456

Lender

Name	WILLIAM BRIAN DRAN
Type	Private Party
Address	2400 PLATEAU DR, PLANO, TX 75075

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jan 31, 2017

Interest

Rate	5%

May 2012: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	May 1, 2012
Property Address	418 HOWARD ST, MONROE, LA 71201-2419
Document Number	002287/039
Book / Page	2287 / 039
Map Reference	MB3 PG10
Instrument Date	May 1, 2012
Instrument	1603744
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 HOWARD ST, MONROE, LA 71201-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HOWARD ST, MONROE, LA 71201-2419

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$288.00	$1,586 (-80.57%) Land $1,500 Building $86	$15,864 (-80.56%) Land $15,000 Building $864
2024	$288.00 (+1.41%)	$8,161 (+1.28%) Land $1,500 Building $6,661	$81,613 (+1.28%) Land $15,000 Building $66,613
2023	$284.00 (+4.8%)	$8,058 (-) Land $1,200 Building $6,858	$80,580 (-) Land $12,000 Building $68,580
2022	$271.00	$8,058 Land $1,200 Building $6,858	$80,580 Land $12,000 Building $68,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	69 (1978–2016)
Claims Outside the SFHA	20 of 69
Most Recent Claim	Mar 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2016 · 6 claims Severe Storms, Tornadoes & Flooding, May 1991 · 9 claims Severe Storms & Flooding, May 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

418 Howard St, Monroe, LA 71201 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Cash Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2012: Cash Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Howard St

Nearby Streets

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