419 Hidden Hill Rd, Tryon, NC 28782 Property Records

Polk County property record for 419 Hidden Hill Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 2007
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Dec 2009)
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T13-D19`

Property Details

APN / Parcel Number

Primary APN	`T13-D19`
Alternative APN	`57189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	980 sqft Finished Area
Attic	Attic
Attic Area	980 sqft
Basement Area	460 sqft
Unfinished Basement	460 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	57189
Street Address	419 HIDDEN HILL RD
City	TRYON
State	NC
Zip	28782-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOTS # 8, 0H06 HIDDEN HILLS SUBDIVISION
Legal Subdivision	HIDDEN HILLS SUBDIVISION
Legal Lot Number	8
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2013
Census Tract	920304

Owner

Source: Polk County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	397 HIDDEN HILL RD, TRYON, NC 28782-2611
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 15, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 1, 2022	Warranty Deed, Transfer
Jul 15, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2009 · Amount on Record
Deed Sale	Dec 29, 2009 · Amount on Record
Prior Sale	Dec 29, 2009 · Amount on Record
Deed Book / Page	377 / 2275
Last Transfer Date	Sep 13, 2018
Transfer Doc	000436/835
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 18, 2025
Property Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646
Document Number	00495/1910
Book / Page	495 / 1910
Map Reference	SL 28 PG 108
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646

Mortgage

Document Number	0004951913
Date	Nov 18, 2025
Instrument	495/1913

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 15, 2023
Property Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646
Document Number	000482/973
Book / Page	482 / 973
Map Reference	SL A-28 PG 108
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 HIGH ST, DUNCAN, SC 29334-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646

Mortgage

Document Number	0000482976
Date	Dec 15, 2023
Instrument	482/976

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 1, 2022
Property Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646
Document Number	000471/364
Book / Page	471 / 364
Map Reference	SL A-28 PG 108
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 RED FOX RD, COLUMBUS, NC 28722-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 HIGH ST, DUNCAN, SC 29334-9613

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 15, 2019
Property Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646
Document Number	00441/2026
Book / Page	441 / 2026
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 HIDDEN HILL RD, TRYON, NC 28782-2611
Investor	Possibly a Property Investor

Mortgage

Document Number	00441/2031
Date	Jul 15, 2019
Book Page	441/2031

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 28, 2018
Property Address	419 HIDDEN HILL RD, TRYON, NC 28782-2646
Document Number	000436/835
Book / Page	436 / 835
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DEVONSHIRE DR, GREENSBORO, NC 27410-2406

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00 (+11.1%)	$227,222 (+37.45%) Land $22,200 Building $205,022	$227,222 (+37.45%) Land $22,200 Building $205,022
2023	$946.00	$165,313 Land $14,800 Building $150,513
2021			$165,313 Land $14,800 Building $150,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Pangaea Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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