250 Hidden Hill Rd, Tryon, NC 28782 Property Records

Polk County property record for 250 Hidden Hill Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1951
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$365,500 (Jun 2022)
Tax Bill	$1,557 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T13-E5`

Property Details

APN / Parcel Number

Primary APN	`T13-E5`
Alternative APN	`57599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,666 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Mixed
Garage Area	315 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57599
Street Address	250 HIDDEN HILL RD
City	TRYON
State	NC
Zip	28782-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	T13, 0H06 HIDDEN HILLS SUBDIVISION
Legal Subdivision	HIDDEN HILLS SUBDIVISION
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	2
Census Block	2033
Census Tract	920304

Owner

250 Hidden Hill Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	250 HIDDEN HILL RD, TRYON, NC 28782-2610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Dec 6, 2019 · Amount on File
Deed Book / Page	470 / 2294
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 23, 2022
Property Address	250 HIDDEN HILL RD, TRYON, NC 28782-2610
Document Number	00470/2294
Book / Page	470 / 2294
Instrument Date	Jun 23, 2022
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 WINNERS CIR, 155, TRYON, NC 28782-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 HIDDEN HILL RD, TRYON, NC 28782-2610

Mortgage

Document Number	0004702297
Date	Jun 23, 2022
Instrument	470/2297

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 6, 2019
Property Address	250 HIDDEN HILL RD, TRYON, NC 28782-2610
Document Number	000445/187
Book / Page	445 / 187
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 844, TRYON, NC 28782-0844

Mortgage

Document Number	000445/190
Date	Dec 6, 2019
Book Page	445/190

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 250 Hidden Hill Rd was $1,557.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,557.00	$336,500 (-) Land $24,000 Building $312,500	$336,500 (-) Land $24,000 Building $312,500
2025	$1,557.00	$336,500 Land $24,000 Building $312,500	$336,500 Land $24,000 Building $312,500
2023	$1,182.00	$206,414 Land $16,000 Building $190,414
2021			$206,414 Land $16,000 Building $190,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 Hidden Hill Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1995–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Hidden Hill Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hidden Hill Rd

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