419 Clay St, Mooresville, NC 28115 Property Records

Iredell County property record for 419 Clay St, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1950
Lot Size	0.512 acres (22,300 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2025)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4657-81-1044.000`

Property Details

APN / Parcel Number

Primary APN	`4657-81-1044.000`
Alternative APN	`80075917`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	948 sqft Heated Area
Gross Area	1,020 sqft
1st Floor Area	948 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	22,300 sqft (0.512 acres)
Lot Dimensions	223 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	864 sqft
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80075917
Street Address	419 CLAY ST
City	MOORESVILLE
State	NC
Zip	28115-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	CLAY ST
Legal Subdivision	WEST WILSON AVE
Legal Block	81
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	2
Census Block	2000
Census Tract	61603

Owner

419 Clay St is owned by two individuals who bought it in January 2025.

Source: Iredell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	450 GREENBAY RD, MOORESVILLE, NC 28117-8889
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit LOAN MOUNTAIN INVESTMENTS SUB-REIT LLC
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on File
Deed Sale	Jan 13, 2025 · Amount on File
Prior Sale	Dec 1, 1988
Deed Book / Page	3110 / 369
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	419 CLAY ST, MOORESVILLE, NC 28115-3244
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 GREENBAY RD, MOORESVILLE, NC 28117-8889

Mortgage

Document Number	0031261878
Date	Apr 7, 2025
Book Page	3126/1878

Lender

Name	LOAN MOUNTAIN INVESTMENTS SUB-REIT LLC
Type	Non-Lending Institution
Address	5960 FAIRVIEW RD # 354, CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Feb 1, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 5, 2025
Property Address	419 CLAY ST, MOORESVILLE, NC 28115-3244
Document Number	0003180697
Book / Page	3180 / 697
Instrument Date	Dec 1, 2025
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 GREENBAY RD, MOORESVILLE, NC 28117-8889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 GREENBAY RD, MOORESVILLE, NC 28117-8889

Mortgage

Document Number	0003180699
Date	Dec 5, 2025
Instrument	3180/699

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	419 CLAY ST, MOORESVILLE, NC 28115-3244
Document Number	25961293
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 CLAY ST MOORESVILLE NC 281153244, MOORESVILLE, NC 28115-3244

Mortgage

Document Number	25961293
Date	Jan 2, 2019
Book Page	002596/001293

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 419 Clay St was $1,704, down 6.5% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,280 (+251.15%) Land $45,100 Building $399,180	$444,280 (+251.15%) Land $45,100 Building $399,180
2025	$1,704.00 (-6.53%)	$126,520 (-) Land $45,100 Building $81,420	$126,520 (-) Land $45,100 Building $81,420
2024	$1,823.00 (+160.43%)	$126,520 (-) Land $45,100 Building $81,420	$126,520 (-) Land $45,100 Building $81,420
2023	$700.00 (-15.56%)	$126,520 (+60.84%) Land $45,100 Building $81,420	$126,520 (+60.84%) Land $45,100 Building $81,420
2022	$829.00	$78,660 Land $27,500 Building $51,160	$78,660 Land $27,500 Building $51,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 419 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Clay St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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