Iredell County property record for 451 Clay St, Mooresville, NC 28115
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,280 sqft · built 1979 |
| Lot Size | 0.273 acres (11,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Jul 1995) |
| Tax Bill | $2,679 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4657-80-2790.000 |
| Primary APN | 4657-80-2790.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,280 sqft Heated Area |
| Gross Area | 1,538 sqft |
| 1st Floor Area | 1,280 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,880 sqft (0.273 acres) |
| Lot Dimensions | 132 ft deep x 90 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 148 sqft |
| Patio Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 77377611 |
|---|---|
| Street Address | 451 CLAY ST |
| City | MOORESVILLE |
| State | NC |
| Zip | 28115-3244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Legal Description | #5 M'VILLE MILL PB 24-29J BL C MAP 11 |
| Legal Subdivision | WEST WILSON AVE |
| Legal Block | 80 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | CODDLE CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61603 |
451 Clay St is owned and occupied by an individual who bought it in July 1995.
Source: Iredell County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 CLAY ST, MOORESVILLE, NC 28115-3244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1995 · Amount on File |
| Deed Sale | Jul 1, 1995 · Amount on File |
| Prior Sale | Jun 1, 1982 · Amount on File |
| Deed Book / Page | 954 / 1551 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 451 Clay St was $2,679, up 2.3% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Mooresville Town |
| Unified School District | Mooresville City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,150 (-) Land $41,000 Building $171,150 | $212,150 (-) Land $41,000 Building $171,150 | |
| 2025 | $2,679.00 (+2.29%) | $212,150 (-) Land $41,000 Building $171,150 | $212,150 (-) Land $41,000 Building $171,150 |
| 2024 | $2,619.00 (+0.92%) | $212,150 (-) Land $41,000 Building $171,150 | $212,150 (-) Land $41,000 Building $171,150 |
| 2023 | $2,595.00 (+41.34%) | $212,150 (+66.77%) Land $41,000 Building $171,150 | $212,150 (+66.77%) Land $41,000 Building $171,150 |
| 2022 | $1,836.00 | $127,210 Land $25,000 Building $102,210 | $127,210 Land $25,000 Building $102,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 451 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 451 Clay St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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