4189 Old Clyde Rd, Clyde, NC 28721 Property Records

Haywood County property record for 4189 Old Clyde Rd, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,260 sqft · built 1949
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$281,000 (Apr 2022)
Tax Bill$1,292 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN8647-11-0746

Property Details

APN / Parcel Number

Primary APN8647-11-0746
Alternative APN
  • 272625

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Heated Area
Gross Area1,918 sqft
1st Floor Area1,260 sqft
Upper Floors Area630 sqft
Utility Area42 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Garage Area468 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number272625
Street Address4189 OLD CLYDE RD
CityCLYDE
StateNC
Zip28721-7665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal Description4189 OLD CLYDE RD
Legal SubdivisionOLD CLYDE RD
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group1
Census Block1000
Census Tract920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4189 OLD CLYDE RD, CLYDE, NC 28721-7665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 18, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2022 · Amount on Record
Deed SaleApr 18, 2022 · Amount on Record
Prior SaleSep 14, 2015 · Amount on Record
Deed Document Number20224205
Deed Book / Page1060 / 1883
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address4189 OLD CLYDE RD, CLYDE, NC 28721-7665
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010100434
DateOct 12, 2020
Book Page1010/434
Instrument2020010383
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateApr 18, 2022
Property Address4189 OLD CLYDE RD, CLYDE, NC 28721-7665
Document Number0010601883
Book / Page1060 / 1883
Instrument DateApr 14, 2022
Instrument2022004205
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$562.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address105 STRASBURG DR, 105, SIMPSONVILLE, SC 29681-4560

Transferred To (Grantee/Buyer)

NameVerified Name
Address4189 OLD CLYDE RD, CLYDE, NC 28721-7665

Mortgage

Document Number0010601886
DateApr 18, 2022
Instrument1060/1886
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,400 (-) Land $27,300 Building $147,100
2025$1,292.00$174,400 (-) Land $27,300 Building $147,100$174,400 (-) Land $27,300 Building $147,100
2023$174,400 Land $27,300 Building $147,100$174,400 (-) Land $27,300 Building $147,100
2021$174,400 Land $27,300 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CLYDE
serves 3,228 people · EPA ID NC0144025
Water SourcePurchased surface water from several systems
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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