Haywood County property record for 3988 Old Clyde Rd, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 5 ba · 1,259 sqft · built 1944 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2020) |
| Tax Bill | $629 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8647-01-0116 |
| Primary APN | 8647-01-0116 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 1,259 sqft Heated Area |
| Gross Area | 4,465 sqft |
| 1st Floor Area | 1,259 sqft |
| Basement Area | 943 sqft |
| Unfinished Basement | 943 sqft |
| Utility Area | 176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Wood Shingle |
| Lot Area | 70,567 sqft (1.62 acres) |
| Porch | Slab |
| Porch Area | 190 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 262397 |
|---|---|
| Street Address | 3988 OLD CLYDE RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-7663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3988 OLD CLYDE RD |
| Legal Subdivision | OLD CLYDE RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920502 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3988 OLD CLYDE RD, CLYDE, NC 28721-7663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 20, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2020 · Amount on Record |
| Deed Sale | Jul 20, 2020 · Amount on Record |
| Deed Document Number | 20206749 |
| Deed Book / Page | 1002 / 1246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 3988 OLD CLYDE RD, CLYDE, NC 28721-7663 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010830642 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 1083/642 |
| Instrument | 2023002375 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 3988 OLD CLYDE RD, CLYDE, NC 28721-7663 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010681991 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 1068/1991 |
| Instrument | 2022008230 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 20, 2020 |
| Property Address | 3988 OLD CLYDE RD, CLYDE, NC 28721-7663 |
| Document Number | 0010021246 |
| Book / Page | 1002 / 1246 |
| Map Reference | CABB C SL 7876 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020006749 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 670 S DEER CREEK LN, 670, SIERRA VISTA, AZ 85635-8532 |
| Name | Verified Name |
|---|---|
| Address | 3960 OLD CLYDE RD, CLYDE, NC 28721-7663 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,900 (-) Land $28,200 Building $68,700 | ||
| 2025 | $629.00 | $96,900 (-66.83%) Land $28,200 Building $68,700 | $96,900 (-66.83%) Land $28,200 Building $68,700 |
| 2023 | $292,100 Land $28,200 Building $263,900 | $292,100 (-) Land $28,200 Building $263,900 | |
| 2021 | $292,100 Land $28,200 Building $263,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless · Fiber in parts of the area | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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