4185 Frontier Ln, Osprey, FL 34229 Property Records

Sarasota County property record for 4185 Frontier Ln, Osprey, FL 34229

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,449 sqft · built 2018
OwnerCompany Name on File
Last Sale$420,000 (Jun 2023)
Tax Bill$3,733 (2025)
Deeds & MortgagesJun 2023 Sale
Sep 2021 Sale & Mortgage
+ 1 more
APN0147-08-1182

Property Details

APN / Parcel Number

Primary APN0147-08-1182

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,449 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,449 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialConcrete
View / LotMainland
Garage TypeAttached
Garage Area484 sqft
PorchScreened Porch
Porch Area101 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0147081182
Street Address4185 FRONTIER LN
CityOSPREY
StateFL
Zip34229-6841
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRE3
Legal DescriptionUNIT 102, BLDG 18, BAY STREET VILLAGE
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAY STREET VILLAGE
Legal Unit102
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3007
Census Tract2102

Owner

Source: Sarasota County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 20473, COLUMBUS, OH 43220-0473
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer
INTEGRITY TITLE SERVICES INC
Sep 7, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 3, 2018Grant Deed, Transfer · Conventional Mortgage
INDEPENDENCE BK/KY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 20, 2023 · Amount on Record
Deed SaleJun 20, 2023 · Amount on Record
Prior SaleSep 7, 2021 · Amount on Record
Deed Document Number202398902
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJun 20, 2023
Property Address4185 FRONTIER LN, OSPREY, FL 34229-6841
Document Number0000098902
Map ReferenceDOC 2014085481
Instrument DateJun 20, 2023
Instrument2023098902
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyINTEGRITY TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1373 N VAN DORN ST, ALEXANDRIA, VA 22304-1918

Transferred To (Grantee/Buyer)

NameVerified Name
Address1090 ROYAL CT NE, LANCASTER, OH 43130-1159

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 7, 2021
Property Address4185 FRONTIER LN, OSPREY, FL 34229-6841
Document Number0000163422
Map ReferenceDOC 2018118533
Instrument DateSep 1, 2021
Instrument2021163422
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyINTEGRITY TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4537 CLARKS RIVER RD, PADUCAH, KY 42003-0824

Transferred To (Grantee/Buyer)

NameVerified Name
Address4185 FRONTIER LN, OSPREY, FL 34229-6841

Mortgage

Document Number0000163423
DateSep 7, 2021
Instrument2021163423
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSARASOTA FL
Recording DateOct 3, 2018
Property Address4185 FRONTIER LN, OSPREY, FL 34229-6841
Document Number0000131429
Instrument DateOct 2, 2018
Instrument131429
Transaction TypeTransfer
Record UpdatedDec 13, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,974.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4537 CLARKS RIVER RD PADUCAH KY 420030824, PADUCAH, KY 42003-0824

Mortgage

Document Number131430
DateOct 3, 2018
Instrument131430
Lender
NameINDEPENDENCE BK/KY
TypeBank
AddressPADUCAH, KY 42001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 2, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,733.00 (-21.44%)$325,400 (-6.03%) Building $325,400$325,400 (-7.87%) Building $325,400
2024$4,752.00 (+13.85%)
2023$4,174.00 (+3.27%)$346,287 (+3%)$353,200 (+1.49%) Building $353,200
2022$4,042.00 Homeowner's exemption$336,201$348,000 Building $348,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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