4189 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4189 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,490 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$550,000 (Apr 2025)
Tax Bill	$5,365 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2018 Sale & Mortgage
APN	`104-817-1461`

Property Details

APN / Parcel Number

Primary APN	`104-817-1461`
Alternative APN	`12923`

Interior

Building Area	2,490 sqft Living Area

Exterior

Year Built	Built 2018
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4189 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT89
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1A
Legal Lot Number	89
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4189 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE
Nov 13, 2018	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage ACE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	2444243
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4189 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002285452
Date	Aug 4, 2021
Instrument	2285452

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 13, 2018
Property Address	4189 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Document Number	0002135794
Map Reference	MAP 5589
Instrument Date	Nov 7, 2018
Instrument	2135794
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4189 CYPRESS POINT DR, COVINGTON, LA 70433-9190

Mortgage

Document Number	0002135797
Date	Nov 13, 2018
Instrument	2135797

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,365.00 (-2.42%)	$45,981 (-) Land $6,000 Building $39,981	$459,806 (-) Land $60,000 Building $399,806
2024	$5,498.00 (+7.42%)	$45,981 (+16.45%) Land $6,000 Building $39,981	$459,806 (+16.44%) Land $60,000 Building $399,806
2023	$5,118.00	$39,487 (-) Land $6,000 Building $33,487	$394,870 (-) Land $60,000 Building $334,870
2022	$5,118.00	$39,487 Land $6,000 Building $33,487	$394,870 Land $60,000 Building $334,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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