4185 Cypress Point Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 4185 Cypress Point Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,565 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$465,500 (Mar 2019)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2019 Mortgage + 1 more
APN	`104-817-1463`

Property Details

APN / Parcel Number

Primary APN	`104-817-1463`
Alternative APN	`12925`

Interior

Building Area	2,565 sqft Living Area

Exterior

Year Built	Built 2018
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4185 CYPRESS POINT DR
City	COVINGTON
State	LA
Zip	70433-9190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES AT WATERCROSS LT90 PH1A
Legal Subdivision	ESTATES AT WATERCROSS
Legal Phase	1A
Legal Lot Number	90
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4185 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO
Mar 1, 2019	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO
Jan 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	2148178
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	4185 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217721
Date	Jul 30, 2020
Instrument	2217721

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

March 2019: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 1, 2019
Property Address	4185 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Document Number	0002148178
Map Reference	DOC 2095904
Instrument Date	Feb 28, 2019
Instrument	2148178
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 6, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70117 HIGHWAY 59 STE G, G, ABITA SPRINGS, LA 70420-3177

Mortgage

Document Number	0002148179
Date	Mar 1, 2019
Instrument	2148179

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 29, 2018
Property Address	4185 CYPRESS POINT DR, COVINGTON, LA 70433-9190
Document Number	0002095904
Map Reference	DOC 2084063
Instrument Date	Jan 26, 2018
Instrument	2095904
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 TERRA BELLA BLVD # B, B, COVINGTON, LA 70433-8148

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,758.00 (-2.42%) Homeowner's exemption	$48,283 (-) Land $6,000 Building $42,283	$482,833 (-) Land $60,000 Building $422,833
2024	$4,876.00 (+11.22%) Homeowner's exemption	$48,283 (+16.84%) Land $6,000 Building $42,283	$482,833 (+16.84%) Land $60,000 Building $422,833
2023	$4,384.00 Homeowner's exemption	$41,325 (-) Land $6,000 Building $35,325	$413,250 (-) Land $60,000 Building $353,250
2022	$4,384.00 Homeowner's exemption	$41,325 Land $6,000 Building $35,325	$413,250 Land $60,000 Building $353,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	123 (1983–2021)
Claims Outside the SFHA	38 of 123
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Aug 2016 · 38 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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