4188 Mount Laurel Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4188 Mount Laurel Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,137 sqft · built 2010
Lot Size	4.47 acres (194,713 sqft)
Owner	Trust Name on File
Tax Bill	$4,335 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-2 01-0-0009`

Property Details

APN / Parcel Number

Primary APN	`13-2 01-0-0009`
Alternative APN	`4592`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,137 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	194,713 sqft (4.47 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4592
Street Address	4188 MOUNT LAUREL RD
City	WILLIAMSBURG
State	VA
Zip	23188-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL
Legal Description	PT OTTOWAY THORNTON
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1017
Census Tract	80404

Owner

4188 Mount Laurel Rd is owner-occupied and held in a trust since January 2021.

Source: James City County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	4188 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FEDERAL CREDIT UNION
Jan 4, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Jun 24, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021
Deed Sale	Jan 4, 2021
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	202175
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0000000075
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4188 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202217121
Date	Dec 9, 2022
Instrument	202217121

Lender

Name	BETHPAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 4, 2021
Property Address	4188 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000000075
Instrument Date	Dec 30, 2020
Instrument	75
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 MOUNT LAUREL RD WILLIAMSBURG VA 231881115, WILLIAMSBURG, VA 23188-1115

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4188 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000017477
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 MOUNT LAUREL RD WILLIAMSBURG VA 231881115, WILLIAMSBURG, VA 23188-1115

Mortgage

Document Number	0000017477
Date	Oct 15, 2020
Instrument	17477

Lender

Name	AMERISAVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 14, 2045

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 24, 2019
Property Address	4188 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000008989
Instrument Date	Jun 18, 2019
Instrument	8989
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4188 MOUNT LAUREL RD WILLIAMSBURG VA 231881115, WILLIAMSBURG, VA 23188-1115

Mortgage

Document Number	8990
Date	Jun 24, 2019
Instrument	8990

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4188 Mount Laurel Rd was $4,335.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,335.00	$522,300 Land $124,700 Building $397,600	$522,300 Land $124,700 Building $397,600
2023		$407,500 Land $96,700 Building $310,800	$407,500 Land $96,700 Building $310,800
2019	$2,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4188 Mount Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4188 Mount Laurel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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