4182 Mount Laurel Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4182 Mount Laurel Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,806 sqft · built 2019
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Sep 2017)
Tax Bill	$6,398 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-2 01-0-0008`

Property Details

APN / Parcel Number

Primary APN	`13-2 01-0-0008`
Alternative APN	`16919`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,806 sqft Living Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	892 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	16919
Street Address	4182 MOUNT LAUREL RD
City	WILLIAMSBURG
State	VA
Zip	23188-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	ADJ THORNTON
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Legal Lot Number	8
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	1
Census Block	1017
Census Tract	80404

Owner

4182 Mount Laurel Rd is owned and occupied by two individuals who bought it in September 2017.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATL BK/PHOEBUS
Mar 25, 2020	Deed of Trust, Mortgage ATLANTIC BAY MTG
Dec 28, 2018	Deed of Trust, Mortgage VIRGINIA CMNWLT BK
Sep 18, 2017	Warranty Deed, Construction Loan · Line of Credit VIRGINIA CMNWLT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Prior Sale	Aug 18, 2015 · Amount on File
Deed Document Number	170018437
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400114
Date	Jan 3, 2024
Instrument	202400114

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 22, 2048

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210020713
Date	Oct 20, 2021
Instrument	210020713

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000016821
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4182 MOUNT LAUREL RD #R WILLIAMSBURG VA 231881115, R, WILLIAMSBURG, VA 23188-1115

Mortgage

Document Number	0000016821
Date	Oct 2, 2020
Instrument	16821

Lender

Name	OLD NATL BK/PHOEBUS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000004594
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4182 MOUNT LAUREL RD WILLIAMSBURG VA 231881115, WILLIAMSBURG, VA 23188-1115

Mortgage

Document Number	0000004594
Date	Mar 31, 2020
Instrument	4594

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000000098
Instrument Date	Dec 28, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000098
Date	Jan 3, 2019
Instrument	98

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Fixed Rate

September 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 18, 2017
Property Address	4182 MOUNT LAUREL RD, WILLIAMSBURG, VA 23188-1115
Document Number	0000018437
Instrument Date	Sep 1, 2017
Instrument	18437
Transaction Type	Construction Loan
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 BEECHWOOD DR WILLIAMSBURG VA 231852790, WILLIAMSBURG, VA 23185-2790

Mortgage

Document Number	18438
Date	Sep 18, 2017
Instrument	18438

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 17, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4182 Mount Laurel Rd was $6,398, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,398.00 (+6.4%)	$770,900 Land $124,700 Building $646,200	$770,900 Land $124,700 Building $646,200
2024	$6,013.00 (+22.56%)
2023	$4,906.00	$591,100 Land $96,700 Building $494,400	$591,100 Land $96,700 Building $494,400
2022	$4,906.00
2019	$1,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4182 Mount Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4182 Mount Laurel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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