4187 Independence Dr, Flint, MI 48506 Property Records

Genesee County property record for 4187 Independence Dr, Flint, MI 48506

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,248 sqft · built 1956
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on Record
Last Sale$119,900 (Nov 2021)
Tax Bill$2,872 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN11-25-553-116

Property Details

APN / Parcel Number

Primary APN11-25-553-116

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area384 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Lot Area11,718 sqft (0.269 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4187 INDEPENDENCE DR
CityFLINT
StateMI
Zip48506-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 SNGL/2
Legal DescriptionLOT 116 INDEPENDENCE VILLA SEC 25 T8N R7E
Legal Range07E
Legal Township08N
Legal Section25
Legal SubdivisionINDEPENDENCE VILLA
Legal Lot Number116
JurisdictionGENESEE MI
Township / Civil DivisionGENESEE
Census Block Group2
Census Block2011
Census Tract12009

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4187 INDEPENDENCE DR, FLINT, MI 48506-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Warranty Deed, Transfer · FHA Mortgage
MID-AMERICAN MORTGAGE INC
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
SECURITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Document Number202190944
Prior Transfer DateMar 11, 2008
Prior Transfer Doc0000026561
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 30, 2021
Property Address4187 INDEPENDENCE DR, FLINT, MI 48506-1628
Document Number0000090944
Map ReferenceLB 27 PG 19
Instrument DateNov 17, 2021
Instrument202111300090944
Transaction TypeTransfer
Record UpdatedMay 1, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,032.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address845 NIEOLCT AVENUE GREEN, GREEN BAY, WI 54304

Transferred To (Grantee/Buyer)

NameVerified Name
Address7273 110TH ST, FLUSHING, MI 48433-8742

Mortgage

Document Number0000090860
DateNov 30, 2021
Instrument202111290090860
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Mortgage

Document Number0000090861
DateNov 29, 2021
Instrument202111290090861
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term10 Months
DueDec 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4187 INDEPENDENCE DR, FLINT, MI 48506-1628
Document Number0000069691
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4187 INDEPENDENCE DR FLINT MI 485061628, FLINT, MI 48506-1628

Mortgage

Document Number0000069691
DateNov 5, 2019
Instrument69691
Lender
NameSECURITY CU
AddressHOLLY, MI 48442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 4, 2029

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictKearsley Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,700 (+1.39%) Land $3,800 Building $61,900$131,400 (+1.39%) Land $7,600 Building $123,800
2025$2,872.00 (+10.33%) Homeowner's exemption$64,800 (+21.35%)$129,600 (+21.35%)
2024$2,603.00 (+176.62%)
2023$53,400$106,800
2021$941.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims18 (1979–2014)
Claims Outside the SFHA14 of 18
Most Recent ClaimMay 2014 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEE COUNTY WATER SYSTEM
serves 73,726 people · EPA ID MI0002615
Water SourcePurchased surface water from KAREGNONDI WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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