4186 Independence Dr, Flint, MI 48506 Property Records

Genesee County property record for 4186 Independence Dr, Flint, MI 48506

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,184 sqft · built 1956
Lot Size0.269 acres (11,718 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (May 2021)
Tax Bill$2,899 (2025)
Deeds & MortgagesDec 2022 Mortgage
May 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN11-25-553-196

Property Details

APN / Parcel Number

Primary APN11-25-553-196

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,184 sqft Living Area
1st Floor Area1,184 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Foundation TypeRaised
Lot Area11,718 sqft (0.269 acres)
Lot Dimensions117 ft deep x 100 ft wide
Garage Area828 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4186 INDEPENDENCE DR
CityFLINT
StateMI
Zip48506-1664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 SNGL/2
Legal Description3 EXPIRING 12/30/2016. PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2016. LOT
Legal Range07E
Legal Township08N
Legal Section25
Legal SubdivisionINDEPENDENCE VILLA
Legal Lot Number167-168
JurisdictionGENESEE MI
Township / Civil DivisionGENESEE
Census Block Group1
Census Block1005
Census Tract12009

Owner

4186 Independence Dr is owned and occupied by an individual who bought it in May 2021.

Source: Genesee County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
May 24, 2021Warranty Deed, Transfer · Conventional Mortgage
CASON HOME LOANS
Nov 6, 2020Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Nov 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 30, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
May 6, 2019Tax Deed, Transfer
NOT AVAILABLE
Jun 8, 2019Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on File
Deed SaleMay 24, 2021 · Amount on File
Prior SaleNov 6, 2020 · Amount on File
Deed Document Number202150504
Prior Transfer DateOct 12, 2020
Prior Transfer Doc0000076065
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664

Mortgage

Document Number0000074352
DateDec 2, 2022
Instrument202212020074352
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueJun 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMay 24, 2021
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Document Number202105240050504
Map ReferenceLB27 PG19
Instrument DateMay 13, 2021
Instrument202105240050504
Transaction TypeTransfer
Record UpdatedJul 8, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4186 INDEPENDENCE DR, 4186, FLINT, MI 48506-1664

Transferred To (Grantee/Buyer)

NameVerified Name
Address5414 NORTHWOOD RD, GRAND BLANC, MI 48439-3436

Mortgage

Document Number202105240050505
DateMay 24, 2021
Instrument202105240050505
Lender
NameCASON HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateNov 6, 2020
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Document Number202011060076066
Map ReferenceLB 27 PG 19
Instrument DateNov 4, 2020
Instrument202011060076066
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanySARGENTS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,109.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2058 S BELSAY RD, 2058, BURTON, MI 48519-1210

Transferred To (Grantee/Buyer)

NameVerified Name
Address7230 POPPLEWOOD DR, DAVISON, MI 48423-9546

Mortgage

Document Number202011060076067
DateNov 6, 2020
Instrument202011060076067
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateNov 6, 2020
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Document Number0000076065
Instrument DateOct 12, 2020
Instrument76065
Transaction TypeTransfer
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2058 S BELSAY RD FLINT MI 485191210, FLINT, MI 48519-1210

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateSep 30, 2019
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Document Number0000063088
Instrument DateSep 26, 2019
Instrument63088
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$288.10
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2058 S BELSAY RD BURTON MI 485191210, BURTON, MI 48519-1210

May 2019: Tax Deed, Transfer

Document TypeTax Deed
JurisdictionGENESEE MI
Recording DateMay 6, 2019
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Document Number0000034183
Instrument DateMay 6, 2019
Instrument34183
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionGENESEE MI
Recording DateJun 8, 2019
Property Address4186 INDEPENDENCE DR, FLINT, MI 48506-1664
Document Number0000041309
Instrument DateMay 6, 2019
Instrument41309
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4186 Independence Dr was $2,899 with a homeowner's exemption, down 0.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictKearsley Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,900 (+0.48%) Land $3,800 Building $80,100$167,800 (+0.48%) Land $7,600 Building $160,200
2025$2,899.00 (-0.51%) Homeowner's exemption$83,500$167,000
2024$2,914.00
2023$68,500$137,000
2021$2,086.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4186 Independence Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4186 Independence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Independence Dr

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