4186 3rd Ave NW, Naples, FL 34119 Property Records

Collier County property record for 4186 3rd Ave NW, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	4,737 sqft · built 2023
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,085,000 (Jul 2026)
Tax Bill	$16,872 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Sale + 4 more
Flood Zone	Zone AH (high risk)
APN	`325900 94 14B03`

Property Details

APN / Parcel Number

Primary APN	`325900 94 14B03`
Alternative APNs	`366657800010704009414` `36665780001`

Interior

Building Area	4,737 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	108,900 sqft
Deck Area	272 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	4186 3RD AVE NW
City	NAPLES
State	FL
Zip	34119-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 2 E 165 FT OF TR 94
Legal Range	26
Legal Township	49
Legal Section	3
Legal Subdivision	GOLDEN GATE EST UNIT 2
Legal Tract	94
Legal Block	2
Legal Lot Number	1
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10416

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3844 CHERWELL DR, ZIONSVILLE, IN 46077-0028
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 19, 2022	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Jul 22, 2021	Warranty Deed, Transfer TITLE SERVICES/COLLIER COUNTY LLC, TITLE SVCS OF COLLIER CNTY L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	20266850796
Deed Book / Page	6609 / 2988
Prior Transfer Date	Oct 19, 2007
Prior Transfer Doc	0042960356
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 15, 2026
Property Address	4186 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0006850796
Book / Page	6609 / 2988
Instrument Date	Jul 2, 2026
Instrument	20266850796
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,181,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3844 CHERWELL DR, ZIONSVILLE, IN 46077-0028

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 21, 2026
Property Address	4186 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0006827850
Book / Page	6590 / 762
Instrument Date	May 13, 2026
Instrument	20266827850
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4186 3RD AVE NW, NAPLES, FL 34119-2616

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 21, 2026
Property Address	4186 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0065900762
Book / Page	6590 / 762
Instrument Date	May 13, 2026
Instrument	20266827850
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4186 3RD AVE NW, NAPLES, FL 34119-2616

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4186 3RD AVE NW, NAPLES, FL 34119-2616
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4186 3RD AVE NW, NAPLES, FL 34119-2616

Mortgage

Document Number	0062802203
Date	Aug 22, 2023
Book Page	6280/2203
Instrument	6444000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4186 3RD AVE NW, NAPLES, FL 34119-2616
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4186 3RD AVE NW, NAPLES, FL 34119-2616

Mortgage

Document Number	0060991251
Date	Mar 19, 2022
Book Page	6099/1251
Instrument	6221558

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 22, 2021
Property Address	4186 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0059860574
Book / Page	5986 / 574
Map Reference	MB 4 PG 75&76
Instrument Date	Jul 20, 2021
Instrument	6100295
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	TITLE SERVICES/COLLIER COUNTY LLC, TITLE SVCS OF COLLIER CNTY L

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7682, NAPLES, FL 34101-7682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6502 MONTEREY PT UNIT 204, 204, NAPLES, FL 34105-5054

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,625,236 (+1.8%) Land $487,500 Building $1,137,736	$1,625,236 (-5.96%) Land $487,500 Building $1,137,736
2025	$16,872.00 (+355.26%) Homeowner's exemption	$1,596,460 (+473.36%)	$1,728,254 (+384.1%) Land $572,500 Building $1,155,754
2023	$3,706.00 (+33.55%)	$278,438 (+1%)	$357,000 (+41.04%) Land $357,000
2022	$2,775.00	$253,125 Land $253,125	$253,125 Land $253,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 319 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	319 in force
Nearby Flood Claims	32 (2013–2024)
Claims Outside the SFHA	12 of 32
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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