4120 3rd Ave NW, Naples, FL 34119 Property Records

Collier County property record for 4120 3rd Ave NW, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,836 sqft · built 1985
Lot Size	2.73 acres (118,919 sqft)
Owner	Company Name on File
Last Sale	$1,050,000 (Feb 2023)
Tax Bill	$8,847 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Oct 2026 Construction Loan + 5 more
Flood Zone	Zone AH (high risk)
APN	`325900 99 14B03`

Property Details

APN / Parcel Number

Primary APN	`325900 99 14B03`
Alternative APNs	`366660400090704009914` `36666040009`

Interior

Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	118,919 sqft
Garage Type	Carport
Garage Area	144 sqft
Carport	Carport
Carport Area	144 sqft
Pool Area	448 sqft
Deck Area	110 sqft

Location & Zoning

Street Address	4120 3RD AVE NW
City	NAPLES
State	FL
Zip	34119-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 2 E 180FT OF TR 99
Legal Range	26
Legal Township	49
Legal Section	3
Legal Subdivision	GOLDEN GATE EST UNIT 2
Legal Tract	99
Legal Block	2
Legal Lot Number	1
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10416

Owner

4120 3rd Ave NW is owned by a company that bought it in February 2023.

Source: Collier County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Construction Mortgage CAPITAL HOLDINGS LLC
Oct 15, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Feb 13, 2023	Deed of Trust, Mortgage · Balloon Mortgage MICHAEL LYNCH
Feb 13, 2023	Warranty Deed, Transfer · Balloon Mortgage THE LITTLE PINK LLC
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 5, 2017	Warranty Deed, Transfer · FHA Mortgage CAPITAL BANK CORPORATION
Jan 4, 2017	Grant Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	20236363092
Deed Book / Page	6215 / 1608
Prior Transfer Date	Jul 11, 2016
Prior Transfer Doc	0052962960
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Sep 23, 2026
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0006877655
Book / Page	6631 / 3556
Instrument Date	Sep 17, 2026
Instrument	20266877655
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4120 3RD AVE NW, NAPLES, FL 34119-2616

Mortgage

Document Number	0006877655,
Date	Sep 23, 2026
Book Page	6631/3556
Instrument	20266877655

Lender

Name	CAPITAL HOLDINGS LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	16 Months
Due	Jan 1, 2028

Interest

Max Rate	-1%

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Oct 15, 2026
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0006886193
Book / Page	6638 / 3737
Instrument Date	Aug 26, 2026
Instrument	20266886193
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4120 3RD AVE NW, NAPLES, FL 34119-2616

Mortgage

Document Number	0006886193,
Date	Oct 15, 2026
Book Page	6638/3737
Instrument	20266886193

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	Aug 26, 2027

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3054 52ND ST SW, NAPLES, FL 34116-8124

Mortgage

Document Number	0062151630
Date	Feb 13, 2023
Book Page	6215/1630
Instrument	6363096

Lender

Name	MICHAEL LYNCH
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 13, 2023
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0062151608
Book / Page	6215 / 1608
Map Reference	MB 4 PG 75&76
Instrument Date	Feb 9, 2023
Instrument	6363092
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	COTTRELL TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9015, NAPLES, FL 34101-9015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3054 52ND ST SW, NAPLES, FL 34116-8124

Mortgage

Document Number	0062151614
Date	Feb 13, 2023
Instrument	6215/1614

Lender

Name	THE LITTLE PINK LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 1, 2026

Mortgage

Document Number	0062151628
Date	Feb 13, 2023
Book Page	6215/1628
Instrument	6363095

Lender

Name	MADELYN GIROUP
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 3RD AVE NW, NAPLES, FL 34119-2616

Mortgage

Document Number	0059591421
Date	Jun 4, 2021
Book Page	5959/1421
Instrument	6072031

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 5, 2017
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0054312124
Book / Page	5431 / 2124
Map Reference	MB4 PG75&76
Instrument Date	Sep 1, 2017
Instrument	5448080
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,232.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4960 TAMARIND RIDGE DR, 4960, NAPLES, FL 34119-2828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 3RD AVE NW, NAPLES, FL 34119-2616

Mortgage

Document Number	0005448081
Date	Sep 5, 2017
Instrument	5448081

Lender

Name	CAPITAL BANK CORPORATION
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 4, 2017
Property Address	4120 3RD AVE NW, NAPLES, FL 34119-2616
Document Number	0053502149
Book / Page	005350 / 002149
Instrument Date	Dec 23, 2016
Instrument	5353172
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$1,618.71
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4960 TAMARIND RIDGE DR NAPLES FL 341192828, NAPLES, FL 34119-2828

Tax Assessment & Valuation

The 2025 property tax bill for 4120 3rd Ave NW was $8,847, up 10.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$812,286 (-0.61%) Land $532,350 Building $279,936	$812,286 (-0.61%) Land $532,350 Building $279,936
2025	$8,847.00 (+10.24%)	$817,265 Land $625,170 Building $192,095	$817,265 Land $625,170 Building $192,095
2024	$8,025.00 (+84.74%)
2023	$4,344.00 (-46.43%) Homeowner's exemption	$436,744 (+3%)	$820,375 (+12.74%) Land $458,640 Building $361,735
2022	$8,109.00 Homeowner's exemption	$424,023	$727,666 Land $386,978 Building $340,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 3rd Ave NW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 319 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	319 in force
Nearby Flood Claims	32 (2013–2024)
Claims Outside the SFHA	12 of 32
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 3rd Ave NW is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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