Macomb County property record for 41858 Ramsgate Ct, Sterling Heights, MI 48314
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,512 sqft · built 1994 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Dec 2018) |
| Tax Bill | $8,409 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-10-07-327-022 |
| Primary APN | 10-10-07-327-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,512 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Basement Area | 1,752 sqft |
| Unfinished Basement | 1,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 141 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 41858 RAMSGATE CT |
|---|---|
| City | STERLING HEIGHTS |
| State | MI |
| Zip | 48314-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | PINEBROOK NORTH #2, LOT 86 |
| Legal Subdivision | PINEBROOK NORTH SUB |
| Legal Lot Number | 86 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | STERLING HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 230602 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41858 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | May 22, 2012 · Amount on Record |
| Deed Document Number | 20188138498 |
| Deed Book / Page | 25737 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 41858 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Document Number | 0000025287 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41858 RAMSGATE CT STERLING HEIGHTS MI 483143754, STERLING HEIGHTS, MI 48314-3754 |
| Document Number | 0000025287 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 026545/000859 |
| Instrument | 25287 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 20, 2018 |
| Property Address | 41858 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Document Number | 0000138498 |
| Book / Page | 25737 / 082 |
| Map Reference | LB 98 PG 19-21 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 8138498 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1875 CLOVERDALE DR, 1875, ROCHESTER, MI 48307-6040 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41858 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Document Number | 0000138574 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 8138574 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2034 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Sterling Heights City |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,200 (+30.13%) | $536,400 (+30.13%) | |
| 2025 | $8,409.00 (+16.73%) | ||
| 2023 | $206,100 | $412,200 | |
| 2022 | $7,204.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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