Macomb County property record for 41826 Ramsgate Ct, Sterling Heights, MI 48314
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,813 sqft · built 1993 |
| Lot Size | 0.428 acres (18,644 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,609 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-10-07-327-020 |
| Primary APN | 10-10-07-327-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,813 sqft Living Area |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 18,644 sqft (0.428 acres) |
| Lot Dimensions | 205 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 41826 RAMSGATE CT |
|---|---|
| City | STERLING HEIGHTS |
| State | MI |
| Zip | 48314-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | PINEBROOK NORTH #2, LOT 88 |
| Legal Subdivision | PINEBROOK NORTH SUB |
| Legal Lot Number | 88 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | STERLING HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 230602 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41826 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 41826 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41826 RAMSGATE CT, STERLING HEIGHTS, MI 48314-3754 |
| Document Number | 2200070108 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 28635/446 |
| Instrument | 202200070108 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Sterling Heights City |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,600 (+32.31%) | $569,200 (+32.31%) | |
| 2025 | $6,609.00 (+17.22%) | ||
| 2023 | $215,100 | $430,200 | |
| 2022 | $5,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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