4185 Panorama Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4185 Panorama Dr, La Mesa, CA 91941

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,564 sqft · built 1994
Lot Size0.352 acres (15,340 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Nov 2003)
Tax Bill$8,294 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN499-521-36-00

Property Details

APN / Parcel Number

Primary APN499-521-36-00
Alternative APN
  • 4995211100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,564 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area15,340 sqft (0.352 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4185 PANORAMA DR
CityLA MESA
StateCA
Zip91941-6741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1R
Legal DescriptionLOT 3 TR 013027
Legal SubdivisionLA MESA TWNHS
Legal Tract013027
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract13801

Owner

4185 Panorama Dr is owned and occupied by an individual who acquired it in February 2011.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 152538, SAN DIEGO, CA 92195-2538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 5, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2003 · Amount on File
Deed SaleNov 10, 2003 · Amount on File
Prior SaleOct 28, 1999 · Amount on File
Deed Document Number20031360821
Last Transfer DateFeb 9, 2011
Transfer Doc0000077732
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4185 PANORAMA DR, LA MESA, CA 91941-6741
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 BETHANY ST, SAN DIEGO, CA 92114-5539

Mortgage

Document Number0000094188
DateApr 16, 2024
Instrument2024-0094188
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term351 Months
DueJul 1, 2053

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4185 PANORAMA DR, LA MESA, CA 91941-6741
Transaction TypeMortgage
Record UpdatedJul 13, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 BETHANY ST, SAN DIEGO, CA 92114-5539

Mortgage

Document Number0000174298
DateJul 5, 2023
Instrument2023-0174298
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4185 Panorama Dr was $8,294 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLa Mesa City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$623,566 (+2%) Land $362,539 Building $261,027
2025$8,294.00 Homeowner's exemption$611,340 Land $355,431 Building $255,909
2023$7,835.00 (+1.38%) Homeowner's exemption$587,603 Land $341,630 Building $245,973
2022$7,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4185 Panorama Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4185 Panorama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Panorama Dr

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