4185 Jefferson Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 4185 Jefferson Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,004 sqft · built 2021
Lot Size	0.527 acres (22,974 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2020)
Tax Bill	$9,144 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00020`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00020`
Alternative APN	`1101469`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,004 sqft Gross Area
1st Floor Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	22,974 sqft (0.527 acres)
Garage Area	312 sqft
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1101469
Street Address	4185 JEFFERSON DR
City	DULUTH
State	MN
Zip	55811-2689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	JACKSON ESTATES 4TH ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4185 JEFFERSON DR, DULUTH, MN 55811-2689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 30, 2020	Warranty Deed, Subdivision Related Transfer STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC
May 24, 2018	Loan Modification, Mortgage PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	20201376616
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3684 PATRIOT DR, HERMANTOWN, MN 55811-2682

Mortgage

Document Number	0001407320
Date	Mar 18, 2021
Instrument	1407320

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BYRON, MN 55920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Dec 12, 2021

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001436971
Date	Feb 7, 2022
Instrument	1436971

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 30, 2020
Property Address	DULUTH, MN 55811
Document Number	00A1376616
Instrument Date	Feb 28, 2020
Instrument	A1376616
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 16, 2020
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9566 MINNESOTA LN N MAPLE GROVE MN 553694447, MAPLE GROVE, MN 55369-4447

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Document Number	00A1333879
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3850 OLD MIDWAY RD HERMANTOWN MN 558109728, HERMANTOWN, MN 55810-9728

Mortgage

Document Number	00A1333879
Date	Jun 1, 2018
Instrument	A1333879

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,144.00 (+39.09%)
2025	$6,574.00 (+2.98%)	$681,200 (+42.09%) Land $95,100 Building $586,100	$681,200 (+42.09%) Land $95,100 Building $586,100
2024	$6,384.00	$479,400 (+15.71%) Land $91,400 Building $388,000	$479,400 (+15.71%) Land $91,400 Building $388,000
2022		$414,300 Land $68,000 Building $346,300	$414,300 Land $68,000 Building $346,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures