4175 Jefferson Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 4175 Jefferson Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,170 sqft · built 2021
Lot Size	0.711 acres (31,005 sqft)
Owner	Individual Name on Record
Last Sale	$690,000 (Jan 2024)
Tax Bill	$10,098 (2026)
Deeds & Mortgages	Apr 2021 Construction Loan Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`395-0193-00040`

Property Details

APN / Parcel Number

Primary APN	`395-0193-00040`
Alternative APNs	`1128184` `1160626`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,170 sqft Gross Area
1st Floor Area	1,847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	31,005 sqft (0.711 acres)
Garage Area	331 sqft
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1160626
Street Address	4175 JEFFERSON DR
City	DULUTH
State	MN
Zip	55811-2689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 2 SERIAL #
Legal Subdivision	JACKSON ESTATES FOURTH ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	1
Census Block	1000
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4175 JEFFERSON DR, DULUTH, MN 55811-2689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF COMMERCE
Dec 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONAL BK/COMMERCE
May 24, 2018	Loan Modification, Mortgage PARK ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	20241480938
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411828
Date	Apr 27, 2021
Instrument	1411828

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2022

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 23, 2020
Property Address	DULUTH, MN 55811
Document Number	00A1399438
Instrument Date	Dec 17, 2020
Instrument	A1399438
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4710 MATTERHORN CIR #102 DULUTH MN 558112678, 102, DULUTH, MN 55811-2678

Mortgage

Document Number	A1399439
Date	Dec 23, 2020
Instrument	A1399439

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 22, 2025

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55811
Document Number	00A1333879
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	CONSOLIDATED TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3850 OLD MIDWAY RD HERMANTOWN MN 558109728, HERMANTOWN, MN 55810-9728

Mortgage

Document Number	00A1333879
Date	Jun 1, 2018
Instrument	A1333879

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55806

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,098.00 (+9.57%) Homeowner's exemption
2025	$9,216.00 (+6.74%) Homeowner's exemption	$742,100 (+15.86%) Land $99,200 Building $642,900	$742,100 (+15.86%) Land $99,200 Building $642,900
2024	$8,634.00	$640,500 (+65.8%) Land $95,400 Building $545,100	$640,500 (+65.8%) Land $95,400 Building $545,100
2022		$386,300 Land $70,900 Building $315,400	$386,300 Land $70,900 Building $315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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