4185 Arcadia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4185 Arcadia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,807 sqft · built 1987
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Jun 2021)
Tax Bill	$9,129 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-383-17-00`

Property Details

APN / Parcel Number

Primary APN	`169-383-17-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,807 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,487 sqft (0.103 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4185 ARCADIA WAY
City	OCEANSIDE
State	CA
Zip	92056-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 32 TR 011033
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	011033
Legal Block	3
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4185 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 3, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 13, 2018	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Dec 2, 1999 · Amount on Record
Deed Document Number	2021412640
Prior Transfer Date	Apr 6, 1995
Prior Transfer Doc	0000157385
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4185 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4185 ARCADIA WAY, OCEANSIDE, CA 92056-5141

Mortgage

Document Number	0000312163
Date	Aug 1, 2022
Instrument	2022-0312163

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2021
Property Address	4185 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Document Number	0000412640
Map Reference	MAP 11033
Instrument Date	May 12, 2021
Instrument	2021-0412640
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4185 ARCADIA WAY, OCEANSIDE, CA 92056-5141

Mortgage

Document Number	0000412641
Date	Jun 3, 2021
Instrument	2021-0412641

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2018
Property Address	4185 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Document Number	0000471691
Instrument Date	Nov 2, 2018
Instrument	471691
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4185 ARCADIA WAY OCEANSIDE CA 920565141, OCEANSIDE, CA 92056-5141

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,058 (+2%) Land $524,437 Building $303,621
2025	$9,129.00 (+8.7%) Homeowner's exemption	$811,822 (+4.04%) Land $514,154 Building $297,668
2023	$8,398.00 (+0.26%) Homeowner's exemption	$780,300 Land $494,190 Building $286,110
2022	$8,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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