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4170 Arcadia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4170 Arcadia Way, Oceanside, CA 92056 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,007 sqft · built 1987
Lot Size0.127 acres (5,547 sqft)
Owner2 Company Names on File
Tax Bill$7,697 (2025)
Deeds & MortgagesDec 2025 Reverse Mortgage
Jun 2023 Reverse Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN169-383-15-00

Property Details

APN / Parcel Number

Primary APN169-383-15-00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,007 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area5,547 sqft (0.127 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4170 ARCADIA WAY
CityOCEANSIDE
StateCA
Zip92056-5140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 TR 011033
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract011033
Legal Block3
Legal Lot Number30
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3005
Census Tract19808

Owner

Source: San Diego County records · APN 169-383-15-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4170 ARCADIA WAY, OCEANSIDE, CA 92056-5140
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2025Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Jun 02, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jul 12, 2018Deed of Trust, Mortgage · Line of Credit
CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2023
Deed SaleJun 02, 2023
Prior SaleNov 03, 2014 · Amount on Record
Deed Document Number2023144934
Last Transfer DateJan 29, 2024
Transfer Doc0000029341
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4170 ARCADIA WAY, OCEANSIDE, CA 92056-5140
Transaction TypeMortgage
Record UpdatedJan 06, 2026
Title CompanyFC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4170 ARCADIA WAY, OCEANSIDE, CA 92056-5140

Mortgage

Document Number0000363416
DateDec 24, 2025
Instrument2025-0363416
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term864 Months
DueDec 15, 2097
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateFeb 01, 2026
Change FrequencyMonthly
Index1-Year CMT
Max Rate10%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 02, 2023
Property Address4170 ARCADIA WAY, OCEANSIDE, CA 92056-5140
Document Number0000144934
Map ReferenceFILE 84-346812
Instrument DateMay 25, 2023
Instrument2023-0144934
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4170 ARCADIA WAY, OCEANSIDE, CA 92056-5140

Mortgage

Document Number0000144935
DateJun 02, 2023
Instrument2023-0144935
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term894 Months
DueDec 15, 2097
Interest
Rate TypeAdjustable Rate
Rate7.64%
Type Change DateJul 01, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.6%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4170 ARCADIA WAY, OCEANSIDE, CA 92056-5140
Document Number0000308406
Instrument DateJul 12, 2018
Transaction TypeMortgage
Record UpdatedAug 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4170 ARCADIA WAY OCEANSIDE CA 920565140, OCEANSIDE, CA 92056-5140

Mortgage

Document Number0000308406
DateJul 30, 2018
Instrument308406
Lender
NameCALIFORNIA BK&TR
TypeBank
AddressVISTA, CA 92084
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$698,743 (+2%) Land $387,855 Building $310,888
2025$7,697.00 (+6.08%) Homeowner's exemption$685,043 (+4.04%) Land $380,250 Building $304,793
2024$7,256.00 (+2.49%)
2023$7,080.00 (+0.27%) Homeowner's exemption$658,444 Land $365,486 Building $292,958
2022$7,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 31% of California
Wildfire LikelihoodAbout 1 in 847 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 858 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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