Spencer County property record for 4184 Maple St, Richland, IN 47634
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,216 sqft · built 1960 |
| Lot Size | 3.51 acres (152,896 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,568 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-34-404-008.000-019 |
| Primary APN | 74-12-34-404-008.000-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,216 sqft Living Area |
| 1st Floor Area | 3,216 sqft |
| Basement Area | 1,520 sqft |
| Unfinished Basement | 1,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 152,896 sqft (3.51 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00001015772 |
|---|---|
| Street Address | 4184 MAPLE ST |
| City | RICHLAND |
| State | IN |
| Zip | 47634-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW COR SE SE 34-6-7 3.51 A |
| Jurisdiction | SPENCER IN |
| Township / Civil Division | LUCE |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 952900 |
Source: Spencer County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4184 MAPLE ST, RICHLAND, IN 47634-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Aug 8, 2019 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Recording Date | Aug 24, 2026 |
| Property Address | 4184 MAPLE ST, RICHLAND, IN 47634-9435 |
| Document Number | 0000002481 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20262481 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4184 MAPLE ST, RICHLAND, IN 47634-9435 |
| Document Number | 0000002481, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20262481 |
| Name | FREEDOM BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 19, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER IN |
| Property Address | 4184 MAPLE ST, RICHLAND, IN 47634-9435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019R02197 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019R-02197 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | ROCKPORT, IN 47635 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 31, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Spencer County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Spencer County |
| County Subdivision | Luce Township |
| Municipality | Richland Town |
| Unified School District | South Spencer County School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,568.00 (-8.78%) Homeowner's exemption | $139,600 (+0.94%) Land $15,300 Building $124,300 | $139,600 (+0.94%) Land $15,300 Building $124,300 |
| 2024 | $1,719.00 (+5.98%) | ||
| 2023 | $138,300 (+3.75%) Land $15,300 Building $123,000 | $138,300 (+3.75%) Land $15,300 Building $123,000 | |
| 2022 | $1,622.00 | $133,300 Land $15,300 Building $118,000 | $133,300 Land $15,300 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1996–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Watch TV Fiber | 1,000 / 500 |
| River City Wireless Fixed Wireless | 100 / 20 |
May also be available: Perry-Spencer Rural Telephone Cooperative.
5G (outdoors only) and 4G LTE
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