4118 Maple St, Richland, IN 47634 Property Records

Spencer County property record for 4118 Maple St, Richland, IN 47634

Property Summary

Property Type	Mobile Home
Details	4 bd · 1 ba · 1,568 sqft · built 1988
Lot Size	0.239 acres (10,425 sqft)
Owner	Individual Name on File
Last Sale	$143,796 (Apr 2026)
Tax Bill	$453 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-12-34-404-059.000-019`

Property Details

APN / Parcel Number

Primary APN	`74-12-34-404-059.000-019`
Alternative APNs	`08018000006700` `00001015900`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,425 sqft (0.239 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001015900
Street Address	4118 MAPLE ST
City	RICHLAND
State	IN
Zip	47634-9435
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	RICHLAND L R CO LOT 48 (ON CONTRACT)
Legal Subdivision	LAKE REALTY COMPANYS ADD
Legal Lot Number	48
Jurisdiction	SPENCER IN
Township / Civil Division	LUCE
Census Block Group	2
Census Block	2089
Census Tract	952900

Owner

4118 Maple St, a mobile home, is owned and occupied by an individual who bought it in April 2026.

Source: Spencer County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4118 MAPLE ST, RICHLAND, IN 47634-9435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · FHA Mortgage PRIME EQUITY MORTGAGE
Apr 20, 2026	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE
Sep 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Sep 6, 2022
Deed Document Number	20261144
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	0200904195
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Apr 20, 2026
Property Address	4118 MAPLE ST, RICHLAND, IN 47634-9435
Document Number	2026R01144
Instrument Date	Apr 17, 2026
Instrument	20261144
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 MAPLE ST, RICHLAND, IN 47634-9435

Mortgage

Document Number	0000001145,
Date	Apr 20, 2026
Instrument	20261145

Lender

Name	PRIME EQUITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.5%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Apr 20, 2026
Property Address	4118 MAPLE ST, RICHLAND, IN 47634-9435
Document Number	0000001144
Instrument Date	Apr 17, 2026
Instrument	2026.1144
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 MAPLE ST, RICHLAND, IN 47634-9435

Mortgage

Document Number	0000001145,
Date	Apr 20, 2026
Instrument	2026..1145

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Sep 6, 2022
Property Address	4118 MAPLE ST, RICHLAND, IN 47634-9435
Document Number	2022R03032
Instrument Date	Nov 2, 2012
Instrument	2022R-03032
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4118 MAPLE ST, RICHLAND, IN 47634-9435

Tax Assessment & Valuation

The 2025 property tax bill for 4118 Maple St was $453 with a homeowner's exemption, down 16.1% from the year before.

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Luce Township
Municipality	Richland Town
Unified School District	South Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00 (-16.11%) Homeowner's exemption	$76,700 Land $6,500 Building $70,200	$76,700 Land $6,500 Building $70,200
2024	$540.00
2023		$77,800 (+4.29%) Land $6,600 Building $71,200	$77,800 (+4.29%) Land $6,600 Building $71,200
2022	$660.00	$74,600 Land $6,600 Building $68,000	$74,600 Land $6,600 Building $68,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4118 Maple St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4118 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fiber	1,000 / 500
River City Wireless Fixed Wireless	100 / 20

May also be available: Perry-Spencer Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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