Okaloosa County property record for 4184 Cooper Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1972 |
| Lot Size | 8.65 acres (377,230 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $19,000 (Jul 2004) |
| Tax Bill | $1,094 (2025) |
| Deeds & Mortgages | Aug 2017 Second Mortgage Aug 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-8978-7 |
| Primary APN | C56-000-591-8978-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,536 sqft Heated Area |
| Gross Area | 2,073 sqft |
| 1st Floor Area | 1,536 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 377,230 sqft (8.65 acres) |
| Porch | Enclosed Porch |
| Porch Area | 192 sqft |
| Patio Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4184 COOPER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 OF SW1/4 OF SW1/4 EX N66 FT |
| Legal Range | 25 |
| Legal Township | 02N |
| Legal Section | 04 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4184 COOPER LN, HOLT, FL 32564-9471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA NA |
| Aug 5, 2017 | Loan Modification, Mortgage BANK OF AMERICA |
| Jul 6, 2004 | Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2004 · Amount on Record |
| Deed Sale | Jul 28, 2004 · Amount on Record |
| Prior Sale | Jul 9, 2004 · Amount on Record |
| Deed Document Number | 2142561 |
| Deed Book / Page | 2546 / 1526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4184 COOPER LN, HOLT, FL 32564-9471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033142463 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 3314/2463 |
| Instrument | 3155549 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4184 COOPER LN, HOLT, FL 32564-9471 |
| Document Number | 0033130370 |
| Instrument Date | Aug 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4184 COOPER LN HOLT FL 325649471, HOLT, FL 32564-9471 |
| Document Number | 0033130370 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 003313/000370 |
| Instrument | 3153584 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4184 COOPER LN, HOLT, FL 32564-9471 |
| Document Number | 0033664896 |
| Instrument Date | Jul 6, 2004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4184 COOPER LN HOLT FL 325649471, HOLT, FL 32564-9471 |
| Document Number | 0033664896 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 003366/004896 |
| Instrument | 3231495 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
| Rate | 3.62% |
|---|
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,094.00 (+6.94%) Homeowner's exemption | $143,316 (+5.99%) | $203,769 (+8.12%) Land $66,215 Building $137,554 |
| 2023 | $1,023.00 (+3.13%) Homeowner's exemption | $135,220 (+3%) | $188,473 (+7.9%) Land $56,257 Building $132,216 |
| 2022 | $992.00 Homeowner's exemption | $131,282 | $174,677 Land $52,576 Building $122,101 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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