4127 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4127 Cooper Ln, Holt, FL 32564

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,579 sqft · built 1959
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Sep 2012)
Tax Bill	$674 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3787-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3787-5`
Alternative APNs	`05-2N-25-0000-0017-0000` `25N205000000170000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,579 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	102,366 sqft (2.35 acres)
Garage Type	Detached
Garage Area	625 sqft
Porch	Finished/Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4127 COOPER LN
City	HOLT
State	FL
Zip	32564-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR OF NE1/4 OF SE1/4 GO S 70 YDS FOR POB THC S 250 FT W 420 FT N 250 FT E 420 FT TO POB
Legal Range	25W
Legal Township	02N
Legal Section	05
Legal Block	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1033
Census Tract	20101

Owner

4127 Cooper Ln is owned and occupied by two individuals who bought it in September 2012.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4127 COOPER LN, HOLT, FL 32564-9472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2012 · Amount on File
Deed Sale	Sep 19, 2012 · Amount on File
Deed Document Number	20122801546
Deed Book / Page	3054 / 4205
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 18, 2020
Property Address	4127 COOPER LN, HOLT, FL 32564-9472
Document Number	0035131230
Book / Page	003513 / 001230
Instrument Date	Nov 19, 2020
Instrument	3416128
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4127 COOPER LN HOLT FL 325649472, HOLT, FL 32564-9472

Tax Assessment & Valuation

The 2025 property tax bill for 4127 Cooper Ln was $674 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$674.00 Homeowner's exemption Veteran's exemption	$104,130	$158,073 Land $31,437 Building $126,636
2023	$618.00 (+4.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$98,248 (+3%)	$148,382 (+8.12%) Land $26,709 Building $121,673
2022	$594.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$95,386	$137,243 Land $24,961 Building $112,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4127 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4127 Cooper Ln is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20