4183 E Comanche Dr, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 4183 E Comanche Dr, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 1986
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$406,000 (May 2023)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`406-47-254`

Property Details

APN / Parcel Number

Primary APN	`406-47-254`
Alternative APNs	`4064725409` `406472549`

Interior

Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406472549
Street Address	4183 E COMANCHE DR
City	COTTONWOOD
State	AZ
Zip	86326-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE VILLAGE #5 LOT 2097 654/333
Legal Range	03E
Legal Township	15
Legal Section	12
Legal Subdivision	VERDE VILLAGE
Legal Lot Number	2097
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3007
Census Tract	2003

Owner

4183 E Comanche Dr is owner-occupied and held in a trust since May 2023.

Source: Yavapai County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LENDING
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit RIVERSTONE BANK
Jan 5, 2023	Special Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Jan 5, 2023 · Amount on File
Deed Document Number	202318883
Prior Transfer Date	Aug 9, 2006
Prior Transfer Doc	0004046492
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Recording Date	Jun 26, 2026
Property Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708
Document Number	0000029237
Instrument Date	Jun 22, 2026
Instrument	202629237
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708

Mortgage

Document Number	0000029237,
Date	Jun 26, 2026
Instrument	202629237

Lender

Name	ETHOS LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 2, 2023
Property Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708
Document Number	0000018883
Map Reference	MB 15 PG 5
Instrument Date	Apr 24, 2023
Instrument	2023-0018883
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 E 18TH ST, CHEYENNE, WY 82001-4508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8933 BISCAYNE CT UNIT 223H, 223H, HUNTINGTON BEACH, CA 92646-6200

Mortgage

Document Number	0000018884
Date	May 2, 2023
Instrument	2023-0018884

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 E 18TH ST, CHEYENNE, WY 82001-4508

Mortgage

Document Number	0000003350
Date	Jan 20, 2023
Instrument	2023-0003350

Lender

Name	RIVERSTONE BANK
Type	Bank
Address	CHEYENNE, WY 82003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 5, 2023
Property Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708
Document Number	0000000451
Map Reference	MB 15 PG 5
Instrument Date	Dec 28, 2022
Instrument	2023-0000451
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4183 E COMANCHE DR, COTTONWOOD, AZ 86326-5708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 E 18TH ST, CHEYENNE, WY 82001-4508

Tax Assessment & Valuation

The 2025 property tax bill for 4183 E Comanche Dr was $1,575, up 4.4% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$29,828 (+0.64%)	$298,279 (+0.64%) Land $44,122 Building $254,157
2026		$29,637 (+3.61%)	$296,369 (+3.61%) Land $46,499 Building $249,870
2025	$1,575.00 (+4.44%)	$28,605 Land $4,696 Building $23,909	$286,045 Land $46,955 Building $239,090
2024	$1,508.00
2022	$1,424.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4183 E Comanche Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	3 (2004–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4183 E Comanche Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER VV2 public/private · serves 2,891 people · EPA ID AZ0413104
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CORDES LAKES WATER COMPANY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Thallium resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25

May also be available: Sparklight, T-Mobile.

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