4181 Ranchero Dr, Dorr, MI 49323 Property Records

Allegan County property record for 4181 Ranchero Dr, Dorr, MI 49323

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,020 sqft · built 1970
Lot Size	0.357 acres (15,551 sqft)
Owner	Individual Name on File
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2014 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-340-114-00`

Property Details

APN / Parcel Number

Primary APN	`05-340-114-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Lot Area	15,551 sqft (0.357 acres)
Lot Dimensions	136 ft deep x 114 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4181 RANCHERO DR
City	DORR
State	MI
Zip	49323-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A RESI
Legal Description	LOT 114 RANCHERO ESTATES NO 4 SEC 22 T4N R12W.
Legal Range	12W
Legal Township	04N
Legal Section	22
Legal Subdivision	RANCHERO ESTATES
Legal Lot Number	114
Jurisdiction	ALLEGAN MI
Township / Civil Division	DORR
Census Block Group	2
Census Block	2013
Census Tract	30403

Owner

4181 Ranchero Dr is owned and occupied by an individual who acquired it in May 2019.

Source: Allegan County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4181 RANCHERO DR, DORR, MI 49323-9381
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Sep 18, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Jul 17, 2008	Deed of Trust, Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
May 16, 2019	Special Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Sep 7, 2018	Warranty Deed, Transfer
Jun 21, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PNC MORTGAGE LLC
Dec 13, 2006	Quit Claim Deed, Transfer · ARM FIFTH THIRD MORTGAGE MICHIGAN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019
Deed Sale	May 16, 2019
Prior Sale	Nov 4, 2016 · Amount on File
Deed Book / Page	4344 / 583
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	004151/051
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	DEVON TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004482/795
Date	Jul 10, 2020
Book Page	4482/795

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MIDSTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003866/755
Date	Sep 18, 2014
Book Page	3866/755

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2029

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE FIRST NATIONAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003249/652
Date	Jul 17, 2008
Book Page	3249/652

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2038

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 16, 2019
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Document Number	004344/583
Book / Page	4344 / 583
Map Reference	LB 10 PG 75
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8048 20TH AVE, JENISON, MI 49428-9538

Mortgage

Document Number	0004344585
Date	May 16, 2019
Instrument	4344/585

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 7, 2018
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Document Number	4279/620
Book / Page	4279 / 620
Map Reference	LB10 PG75
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5712 AVERILL AVE SW, 5712, GRAND RAPIDS, MI 49548-5711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 PKY 1000, DALLAS, TX 75254
Investor	Possibly a Property Investor

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 21, 2017
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Document Number	4151/046
Book / Page	4151 / 046
Map Reference	LB10 PG75
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NATIONALLINK LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 RANCHERO DR, DORR, MI 49323-9381

Mortgage

Document Number	004151/051
Date	Jun 21, 2017
Book Page	4151/051

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

December 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 13, 2006
Property Address	4181 RANCHERO DR, DORR, MI 49323-9381
Document Number	003068/502
Book / Page	3068 / 502
Map Reference	LB10 PG75
Instrument Date	Nov 6, 2006
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4181 RANCHERO DR, DORR, MI 49323-9381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4181 RANCHERO DR, DORR, MI 49323-9381
Investor	Possibly a Property Investor

Mortgage

Document Number	0003068503
Date	Dec 13, 2006
Instrument	3068/503

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	12.6%

Tax Assessment & Valuation

The 2025 property tax bill for 4181 Ranchero Dr was $3,246 with a homeowner's exemption, up 3.1% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Dorr Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,500 (+2.15%) Land $49,900 Building $78,600	$257,000 (+2.15%) Land $99,800 Building $157,200
2025	$3,246.00 (+3.11%) Homeowner's exemption	$125,800 Land $46,200 Building $79,600	$251,600 Land $92,400 Building $159,200
2024	$3,148.00
2023		$101,300 Land $37,300 Building $64,000	$202,600 Land $74,600 Building $128,000
2022	$2,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4181 Ranchero Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4181 Ranchero Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DORR-LEIGHTON private · serves 500 people · EPA ID MI0001845
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: 123.NET, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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