4181 Charleston Place Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4181 Charleston Place Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,761 sqft · built 2021
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on File
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-29-02-0-00022-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-29-02-0-00022-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,761 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	80,586 sqft (1.85 acres)

Location & Zoning

Street Address	4181 CHARLESTON PLACE DR
City	HERNANDO
State	MS
Zip	38632-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CHARLESTON PLACE LOT 22
Legal Range	06
Legal Township	03
Legal Section	29
Legal Subdivision	CHARLESTON PLACE
Legal Lot Number	22
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	70900

Owner

4181 Charleston Place Dr is owned and occupied by an individual who acquired it in October 2021.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4181 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS
Oct 28, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021
Deed Sale	Oct 28, 2021
Deed Document Number	0000976255
Deed Book / Page	976 / 255
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4181 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 GREEN PORT DR, HERNANDO, MS 38632-7274

Mortgage

Document Number	0005099/15
Date	Nov 25, 2020
Book Page	5099/15

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 23, 2021

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 28, 2021
Property Address	4181 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562
Document Number	000976/255
Book / Page	976 / 255
Map Reference	MB 129 PG 14
Instrument Date	Oct 22, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4181 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562

Mortgage

Document Number	0005383443
Date	Oct 28, 2021
Instrument	5383/443

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4181 Charleston Place Dr was $3,283.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00	$43,443 Land $3,500 Building $39,943	$434,432 Land $35,000 Building $399,432
2023	$2,824.00	$31,255	$312,548 Land $35,000 Building $277,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4181 Charleston Place Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4181 Charleston Place Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: C Spire Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Charleston Place Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures