DeSoto County property record for 4115 Charleston Place Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,975 sqft · built 2020 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $553,732 (Aug 2021) |
| Tax Bill | $4,197 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-06-9-29-02-0-00024-00 |
| Primary APN | 3-06-9-29-02-0-00024-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 4,975 sqft Adjusted Area |
| 1st Floor Area | 4,145 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 80,586 sqft (1.85 acres) |
| Street Address | 4115 CHARLESTON PLACE DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | CHARLESTON PLACE LOT 24 |
| Legal Range | 006 |
| Legal Township | 03S |
| Legal Section | 29 |
| Legal Subdivision | CHARLESTON PLACE |
| Legal Lot Number | 24 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 70900 |
4115 Charleston Place Dr is owned and occupied by two individuals who bought it in August 2021.
Source: DeSoto County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4115 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 11, 2021 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Deed Document Number | 2021 |
| Deed Book / Page | 967 / 614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4115 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4115 CHARKSTON PLACE DRIVE, HERNANDO, MS 38632 |
| Document Number | 0005316/32 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 5316/32 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 11, 2021 |
| Property Address | 4115 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562 |
| Document Number | 000967/614 |
| Book / Page | 967 / 614 |
| Map Reference | MB 129 PG 14 |
| Instrument Date | Aug 6, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1990 GREEN PORT DR, 1990, HERNANDO, MS 38632-7274 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4115 CHARLESTON PLACE DR, HERNANDO, MS 38632-2562 |
The 2025 property tax bill for 4115 Charleston Place Dr was $4,197.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,197.00 | $54,519 Land $3,500 Building $51,019 | $545,191 Land $35,000 Building $510,191 |
| 2023 | $3,583.00 | $38,840 | $388,397 Land $35,000 Building $353,397 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4115 Charleston Place Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4115 Charleston Place Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 66% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: C Spire Wireless.
5G and 4G LTE (outdoors only)
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