41805 Borchart Dr, Novi, MI 48375 Property Records

Oakland County property record for 41805 Borchart Dr, Novi, MI 48375

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 1972
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2021)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-22-26-276-003`

Property Details

APN / Parcel Number

Primary APN	`50-22-26-276-003`

Interior

Full Baths	2 Baths
Building Area	2,050 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	116 ft deep x 97 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	41805 BORCHART DR
City	NOVI
State	MI
Zip	48375-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 26 ORCHARD HILLS LOT 66
Legal Range	08E
Legal Township	01N
Legal Section	26
Legal Subdivision	ORCHARD HILLS SUB
Legal Lot Number	66
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1016
Census Tract	136300

Owner

41805 Borchart Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41805 BORCHART DR, NOVI, MI 48375-3328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	2021246785
Deed Book / Page	57012 / 850
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 21, 2021
Property Address	41805 BORCHART DR, NOVI, MI 48375-3328
Document Number	0000246785
Book / Page	57012 / 850
Map Reference	LB 86 PG 40
Instrument Date	Oct 15, 2021
Instrument	246785
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41805 BORCHART DR, NOVI, MI 48375-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41805 BORCHART DR, NOVI, MI 48375-3328
Investor	Possibly a Property Investor

Mortgage

Document Number	0057012852
Date	Oct 21, 2021
Instrument	57012/852

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	409 Months
Due	Nov 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	41805 BORCHART DR, NOVI, MI 48375-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072409
Date	Apr 10, 2020
Book Page	54060/721
Instrument	72409

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 41805 Borchart Dr was $4,439 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Novi Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,439.00
2023	$5,029.00 (+5.94%) Homeowner's exemption	$135,990	$271,980
2022	$4,747.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41805 Borchart Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Aug 1988 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41805 Borchart Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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